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| MEDICAL 医疗 |
PLAN INTRODUCTION | Takeover Clause |
Out patient Benefits |
Pre-exist- ing Coverage |
Maximum Age Covered |
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| mediGUARD Value Enrolment age from 19 years old up to 65 years old. |
mediGUARD Value offers an adequate coverage at an affordable price that best suits your budget. You are offered choice of plans with or without a medical card. |
Eligilble upon request and shall bind to the same benefits as per previous policy schedule of benefits. Attachment of previous policy upon application |
Yes |
No |
Renewal is up to age 65 at the option of the Policyholder, thereafter at the discretion of the Company up to 70 and provided that you are enrolled before 61 years old. |
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| mediGUARD Premier Enrolment age from 19 years old up to 65 years old. | Looking for a medical insurance that offers more than the basic hospitalization coverage? mediGUARD Premier is THE PLAN! Besides basic hospitalization coverage, it has various extended benefits, which provide you with adequate protection at an affordable price. With mediGUARD Premier, you are offered choice of plans with or without a medical card. |
Eligilble upon request and shall bind to the same benefits as per previous policy schedule of benefits. Attachment of previous policy upon application | Yes |
No |
Renewal is up to age 65 at the option of the Policyholder, thereafter at the discretion of the Company up to 70 and provided that you are enrolled before 61 years old. |
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| mediGUARD Junior Enrolment age from 30 days up to 18 years old. |
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You can count on us to lead your child a life with our new and affordable mediGUARD Junior. You are offered choice of plans with or without a medical card. | Eligilble upon request and shall bind to the same benefits as per previous policy schedule of benefits. Attachment of previous policy upon application | Yes |
No |
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| mediGUARD Grads Enrolment age from 18 years old up to 30 years old. |
mediGUARD Grads is specially designed for university / college students and young graduates. You are offered choice of plans with or without a medical card. |
Eligilble upon request and shall bind to the same benefits as per previous policy schedule of benefits. Attachment of previous policy upon application | Yes |
No |
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| mediGUARD Biz Enrolment age from 19 years old up to 65 years old. | With mediGUARD Biz, we provide you not only with Healthcare Benefits but also extended benefits like Personal Accident and International Travel Plan that best suits a businessperson like YOU! With our plan, we protect you at home, at work, leisure, during travel, 24 hours worldwide. With mediGUARD Biz, you are offered choice of plans with or without a medical card. |
Eligilble upon request and shall bind to the same benefits as per previous policy schedule of benefits. Attachment of previous policy upon application | Yes |
No |
Renewal is up to age 65 at the option of the Policyholder, thereafter at the discretion of the Company up to 70 and provided that you are enrolled before 61 years old. |
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| mediGUARD Family Enrolment age up to 65 years old and any child from 30 days to 19 (if unmarried) or 23 years old (if unmarried & completing tertiary studies) | Health is precious especially to your loved ones, when a sudden illness or accident could leave you financially burdened. As hospital costs are getting higher and higher, give them the protection that they rightly deserve with the most comprehensive medical and hospitalization plan......mediGUARD Family. With mediGUARD Family, you are offered choice of plans with or without a medical card. | Eligilble upon request and shall bind to the same benefits as per previous policy schedule of benefits. Attachment of previous policy upon application |
Yes |
No |
Renewal is up to age 65 at the option of the Policyholder, thereafter at the discretion of the Company up to 70 and provided that you are enrolled before 61 years old. | ||||
| mediGUARD Senior Enrolment age from 56 years old up to 65 years old. Renewal is up to age 75 at the option of the Policyholder. |
With mediGUARD Senior, you can continue to enjoy your golden years with peace of mind. You are offered choice of plans with or without a medical card. |
Eligilble upon request and shall bind to the same benefits as per previous policy schedule of benefits. Attachment of previous policy upon application | Yes |
No |
Renewal at the discretion of the Company up to 80 and provided that you are enrolled before 61 years old. |
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| mediGUARD Lady Enrolment age from 19 years old up to 65 years old. |
With mediGUARD Lady, you have the flexibility to choose the ideal medical plan that best suits your needs. You are offered choice of plans with or without a medical card. |
Eligilble upon request and shall bind to the same benefits as per previous policy schedule of benefits. Attachment of previous policy upon application |
No |
Renewal at the discretion of the Company up to 70 and provided that you are enrolled before 61 years old. |
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| KlinikGUARD (Optional Benefit to All Kurnia'smedical plans) |
The rising cost of medication and treatment significantly affects companies and business owners. A full range of healthcare insurance that includes Out-Patient Clinical (OPC) coverage are a necessity. In response to the prevailing healthcare needs, Kurnia Insurans (M) Berhad (KIMB) is proud to introduce its Out-Patient Clinical insurance, klinikGUARD. |
Eligilble upon request and shall bind to the same benefits as per previous policy schedule of benefits. Attachment of previous policy upon application | Yes |
No |
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| Group Medical Insurance | Group Medical Insurance (Group Hospitalization and Surgical Insurance) is a comprehensive hospitalization and surgical insurance which reimburse the employer / employee on incurred medical expenses due to illnesses / diseases / accidental injuries / disabilities. |
Eligilble upon request and shall bind to the same benefits as per previous policy schedule of benefits. Attachment of previous policy upon application | Yes |
No |
Renewal at the discretion of the Company up to 60 and provided that you are enrolled before 50 years old. |
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| Group H & S |
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LPI Group Health & Surgigal Insurance | Eligilble upon request and shall bind to the same benefits as per previous policy schedule of benefits. Attachment of previous policy upon application |
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| LPI Care Plus |
Care Plus for comprehensive health coverage for you and your family. | Not Available |
Yes |
No |
Renewal coverage available up to age 70. |
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| AM-Medic Flexi Plus | Comprehensive Coverage with hospital, surgical, medical and other related benefits 24-hour Worldwide Protection* Affordable Premiums as low as RM 0.98 per day** Coverage up to RM1,000,000 Lifetime Limit and RM200,000 Overall Annual Limit Conditionally Guaranteed Policy Renewal# up to Age 80 |
Not Available |
Yes |
No |
Renewal coverage available up to age 70. (Up to 80 with compliance to AM-Assurance conditions imposed) |
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| ING Medi Plus (IMPlus) Enrolment eligible at age 30 days up age 59. |
This is what the ING MediPlus (IMPlus) can do for you. With absolute convenience and hassle free hospitalization, you now have the comfort and peace of mind to focus on what is more important – your health. |
Not Available |
Yes |
No |
Renewal coverage available up to age 70. |
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| ING Premier CriticalCover Enrolment eligible at age 30 days up age 59. |
危疾保障 |
You and your family need the comfort and confidence to handle a potential major upset like this. With ING Premier Critical Cover, you can build your life, pursue your dreams, and start living for tomorrow with peace of mind and security. | Not Available |
Yes |
No |
Renewal coverage available up to age 85 |
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| AllCare SMI Enrolment eligible at age 18 up age 59. |
Gesundheitswesen![]() | All.Care - SMI is designed to administer Employee Benefit plans for Small and Medium Sized Industries of mainly 5 to 100 employees. As a provider of Medical Insurance, our utmost concern is to protect and take care of your most valuable asset. | Not Available |
Yes |
No |
Renewal coverage available up to age 65 |
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