Kurnia - DPPA


DRIVER & PASSENGERS' PERSONAL ACCIDENT INSURANCE
POLICY DETAILS
Basic Cover
Unique Features
Eligibility
Table of Benefits
How To Buy
Driver & Passengers' Personal Accident Insurance


BASIC COVER
 
The Driver & Passengers' Personal Accident provides cover for driver and their passengers whilst driving or riding as a passenger, boarding or alighting from named vehicles.


UNIQUE FEATURES
 
Easy Application.
Benefit is payable in addition to other Personal Accident Policies.
Benefits payable irrespective of driver's negligence.
Accidental Death and Permanent Disablement benefits are extended to cover the Policyholder 24 hours a day irrespective of whether he or she is in the named vehicle.
Applicable to car, taxi, van, truck and 4WD passengers.
Aged from 3 years up to 90 years old is covered (passengers aged 3 years to 15 years old are entitled to 50% of the benefits)
Affordable premium from RM50.00 onwards per year.


ELIGIBILITY
 
Motor vehicle owners and their authorised drivers / passengers aged 3 years to 90 years old.


TABLE OF BENEFITS
 
Item Benefits Plan A
(RM)
Plan A1 (RM) Plan B
(RM)
Plan C
(RM)
Plan D
(RM)
Plan E
(RM)
Plan F (Only for A' Permit vehicle (RM)
1 Accidental Death 10,000 15,000 20,000 30,000 40,000 50,000  120,000
2 Permanent Disablement 10,000 15,000 20,000 30,000 40,000 50,000  120,000
3 Medical Expenses 500 750 1,000 1,500 2,000 2,500  6,000
4 Corrective Dental & Cosmetic Surgery 1,000 1,000 1,000 1,000 1,000 1,000  1,000
5 Bereavement Allowance 500 500 500 500 500 500 500
Type Seating Capacity Annual Premium (RM)  
PRIVATE VEHICLE  
Private Car /
Private Van
Driver & up to 3 passengers 50 75 100 150 200 250  not applicable
Driver & up to 4 passengers 60 90 120 180 240 300  not applicable
Each additional passenger 8 12 16 24 32 40  not applicable
COMMERCIAL VEHICLE  
Special Type Driver only 60 90 120 180 240 300  not applicable
"A" Permit and
"C" Permit
Driver and Attendant Only 100 150 200 300 400 Not Applicable  1,200
Each additional passenger 20 30 40 60 80  240
Factory Van Driver & up to 4 passengers 100 150 200 300 400  not applicable
Each additional passenger 10 15 20 30 40  not applicable
Taxi Driver & up to 4 passengers 100 150 200 300 400  not applicable
Each additional passenger 10 15 20 30 40  not applicable

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Credit Card payment and advise to insurer for premium paid on DPPA.  715k v. 5 Aug 16, 2010, 12:43 AM Simon Poon
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DPPA policy wording to help policyholder to understand the coverage, terms and conditions, exclusions and take remedy to avoid losses and some losses cannot be recover under your insurance policy.  Aug 16, 2010, 12:42 AM Simon Poon