A
Flexible Financial Plan To Owning Your Ideal Home
Whether you are buying your first house, looking to refinance
or purchasing an investment property, Affin Home Solutions
is the ideal choice for you. It is more than just a home
loan, it will help you manage your finances, upgrade your
home and save interest costs.
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We
also give you flexible options with our flexi package, which allows for
combinations of Term and overdraft financing. Affin Home Solutions is
more than a conventional housing loan, it is a financial planning
solutions that helps you achieve your life and family goals.
Talk
to us to find out how AFFIN Home Solutions can help you
buy your home as well as help you plan your future.
Benefits
Affin Home Solutions helps
you:
- Better
manage your cashflow
- Buy
in a better locations
- Buy
a better property, e.g. a corner lot rather than an
intermediate lot
- In
your financial planning, e.g. retirement and children's
education
- Save
overall interest costs ... and much much more!
Come talk to us and let
us customise a solutions that suits your needs.
Terms &
Conditions
- The
package is applicable for a property value of RM200,000
and above
- Margin
of Finance (MOF) - Up to 95%, inclusive of MRTA
and Moving Cost
- Tenor - 45 years or up to the age of 75, whichever is earlier
- Retention
or Lock-In:
a) Applicable to settlements
within 5 years from full disbursement date
b) Penalty amount - 3%
of Original Loan Amount if redeemed after 3 years but within 5 years
b) Penalty amount - 5% Original Loan Amount if redeemed within 3 years
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MRTA - We strongly encourage you to
take MRTA to ensure that you and your family are
protected.
-
Moving Cost - Zero cost packages available. However, the amount
can also be included in the loan, subject to a maximum
of 95% overall MOF. Moving Cost is strictly defined
as documentation cost, stamping fee and valution fee.
Disbursement on these portions is to be made directly
to the respective beneficiaries.
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