The insurance under this policy are normally designed to provide cover against loss or damage to your goods during the course of transit by land conveyance in Malaysia. Cover may be extended to allow shipments to and from Singapore. Cover may also be arranged on “All Risks” basis or more restricted to suit your needs. Scope of Cover The policy covers loss or damage to the prope-rty caused by Fire, Theft or Accidental means whilst in or on being loaded or unloaded from any road vehicle or passenger/goods train / whilst temporarily housed in the ordinary course of transit whether on or off the said conveyances within the Territorial Limits. Exclusions This policy does not cover the following: Your wilful misconduct Ordinary leakage or loss in weight or volume, wear and tear Insufficient or unsuitable packing or preparation of your goods Inherent vice or nature of your goods Damage proximately caused by delay Insolvency of the ship owners or operators Unseaworthiness and unfitness of the ship War risks, terrorism Riot and strike Note: This list is non-exhaustive. Please refer to the policy contract for the full list of exclusions under this policy. Extended Coverage You may extend coverage to the following risks by paying additional premium: - War risks - Strike, Riot and Civil Commotion - Transhipment Premium The premium you have to pay may vary depending on the sum insured, cover required, mode of transit, type and packing of cargo and our underwriting requirements: Example Gross premium for a non-hazardous and general type of cargo with sum insured RM106,500 shipped from USA to Malaysia Institute Cargo Clauses (A) cover RM266.25 Additional cover – War risks RM 23.96 The estimated gross premium which is including agent’s commission but excluding service tax and stamp duty is RM290.21. Information Required to Quote o The Client - High moral qualities and business reputation o Nature of goods - its usage; suscepti- bility to what type of loss/damage; salvage possibility o Method of Packing o Sum Insured on goods per vehicle load o Territorial limit o Details of carrying vehicle. If transit by own vehicle, state Registration No. Type of make. Year of make, Carrying capacity; Type of security devices fitted If transit by Transporter's vehicle - submit condition of carriage
o Past 3 year claim experience
o Estimated Annual Turnover/Volume of Business need requirement. | Insuran ini berdasarkan polisi biasanya direka untuk menyediakan perlindungan terhadap ke-hilangan atau kerosakan barang anda semasa transit oleh alat pengangkutan darat di Malaysia. Perlindungan boleh diperuntuk membolehkan penghantaran ke dan dari Singapura. Lindungan juga boleh ditetapkan atas polisi "Semua Risks" atau lebih terhad dengan penyesuaian keperluan anda. Skop Perlindungan Polisi ini merangkumi kehilangan atau kerosak-an harta yang disebabkan oleh Kebakaran, Pen-curian atau Kemalangan bererti sewaktu dalam atau pada yang dimuat keatas atau diturunkan dari kende-raan jalanraya atau keretapi penum-pang / barang atau sementara disimpan di perj-alanan yang wajar baik muat-turun dari alat pen-gangkutan dalam Tahap Wilayah. Pengecualian Polisi ini tidak meliputi: perbuatan tercela yang sengaja anda Kebocoran biasa atau kehilangan berat semulajadi atau kelantangan, keausan Kurangnya atau bungkusan tidak sesuai atau persiapan barang anda
Inherent vice atau sifat barang anda Kerosakan proximately disebabkan kerana kelewatan Kemuflisan pemilik kapal atau pembekal Unseaworthiness dan ketidak sempurnaan dari pengurus kapal Risiko Perang, keganasan
Riot dan mogok Nota: Senarai ini tidak lengkap. Sila lihat polisi kontrak untuk senarai lengkap pengecua-lian dalam polisi ini. Perlindungan Tambahan
Anda boleh memperluaskan liputan dengan risi-ko berikut dgn membayar premium tambahan: - Perang risiko - Pemogokan, Rusuhan dan huru-hara - transhipment Premium
Premium yang anda perlu membayar boleh ber-ubah-ubah, bergantung pada nilai dipertanggun-gan, liputan diperlukan, cara transit, jenis dan pembungkusan kargo dan keperluan pengund-eritan kami: Contoh
Premium kasar untuk jenis barangan tak-berba-haya dan umum kargo dengan nilai dipertangg-ungan RM106,500 dihantar dari USA ke Malaysia Liputan Institute Cargo Clauses (A) RM266.25 Tambahan liputan - Risiko Perang RM 23.96 Premium kasar yang dianggarkan termasuk yuran ejen tetapi tidak termasuk cukai perkhid-matan dan duti setem adalah RM290.21. Maklumat yg. Diperlukan untuk Sebut harga
o Pelanggan - Bermoral tinggi dan reputasi perniagaan baik o Sifat barang - penggunaannya; kerentanan terhadap apa jenis kerugian / kerosakan; penyelamatan kemungkinan o Kaedah Pembalutan o Nilai Dipertanggungkan atas barang pada kenderaan suatu beban o Batasan Wilayah o Keterangan kenderaan membawa. Jika transit oleh kenderaan sendiri , negara Nombor Pendaftaran Jenis buatan, Tahun diperbuat, kapasiti tercatat ; Jenis peranti keselamatan dipasang Jika transit oleh kenderaan Transporter's menyam- paikan keadaan kondisi kenderaan.
o Pengalaman tuntutan 3 tahun yang lalu o Perhitungan jualan Tahunan/Volume Perniaga- an perlu keperluan. |
Goods In Transit (货物运输保险) - 2nd Principal
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2013 01 15 from 2012 01 16_GAWAJAYA INDUSTRIES SON BHD_67057K_GIT_SI EAC 15,000,000_LIMIT 30 PER CARR_POLICY NO_W-12-MM50-217522-KUL-01 | Nov 16, 2012, 2:55 AM | Simon Poon | |||
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2013 01 15 from 2012 01 16_GAWAJAYA INDUSTRIES SON BHD_67057K_GIT_SI EAC 15,000,000_LIMIT 30 PER CARR_POLICY NO_W-12-MM50-217522-KUL-01.pdf | Mar 1, 2012, 9:46 PM | Simon Poon |