AM-Teras Malaysia

Teras Malaysia The National Insurance programme, for just 88 sen* a day.

A national insurance program specially designed to meet the needs of Malaysians, like yourself, who require complete yet affordable life coverage for family security.

  • 100% guarantee on all benefits
  • Your Money Back - all premiums are refunded upon maturity of the policy, if no claims are made
  • Life insurance protection for death
  • Total Permanent Disability cover for the duration of the policy
  • Free Accidental Death cover for an amount equivalent to the Sum Assured for the duration of the policy
  • Flexible terms of coverage (up to 30 years)