We are a Malaysian insurance agency representative of various principal insurers. This guide is designed to provide you with general information in the event of the ACE Travel Insurance underwriting, scope of coverage, claim in Malaysia that may be covered by this travel insurance program. This guide was written on December, 2013, and is not continuously updated and may be out of date by the time you read it. This guide does not constitute legal advice, which is given only in the context of an attorney/client relationship after giving specific consideration to the unique facts of the matter, including the specific policy language. Note that policy language differs and may require different or additional steps. The steps in other jurisdictions may not be the same. For specific advice, consult with an attorney (lawyer) licensed to practice in your jurisdiction.