The rating of the risk below serves as an illustration to how the premium was reach and shall not be consider as a quotation or indication as market forces and underwriting experience will adjust the premium factors from time to time base on underwriting experience from our respective principal insurers.
  | EQUIPMENT NAMED PERILS (1st principal insurer)For the following:-
1. ALL Forklifts for premise use irrespective of Sum Insured Minimum Rate : 1% Minimum Excess : 0.5% of Sum Insured
2. For Agricultural and Construction Equipment up to Sum Insured of RM200,000/-
Minimum Rate : 1.25% Minimum Excess : 0.5% of Sum Insured or minimum RM1000.00 each and every loss 3. Extension for Loss of Parts subject to excess of 50% of the loss amount each and every claim
4. Logging Equipment
5. Quarry Equipment
6. Equipment used for land reclamation works
7. Old Equipment (more than 10 years old)
8. Equipment used in construction of “wet risks”
9. Equipment used in erection/construction of petrol – chemical risks
10. Special types of vehicle (as per Motor Tariff) other than Forklifts
DECLINED RISKS
A. ALL RISKS
1. Risks classified as “Declined” under Fire Underwriting Guide 2. Stock in trade of any kind B EQUIPMENT NAMED PERILS
1. Off-shore risks 2. Underground Mining Equipment 3. Equipment used on public road or for carrying of passengers PERALATAN DIPILIH PERIL (syarikat insurans utama 1 )Untuk yang berikut: - 1. SEMUA Forklift premis menggunakan tanpa mengira daripada Jumlah Diinsuranskan Kadar minimum: 1 % Lebihan minimum: 0.5% daripada Jumlah Diinsuranskan 2. Pertanian dan Peralatan Pembinaan sehingga Jumlah Diinsuranskan RM200 , 000 / - Kadar minimum: 1.25% Lebihan minimum: 0.5% daripada Jumlah Diinsuranskan atau RM1000.00 minimum setiap satu kerugian 3. Tambahan Kehilangan Bahagian tertakluk kepada melebihi 50% daripada jumlah kerugian setiap dan tiap-tiap tuntutan 4. Peralatan pembalakan 5. Peralatan kuari 6. Peralatan yang digunakan untuk kerja-kerja tebus guna tanah 7. Peralatan lama ( lebih daripada 10 tahun) 8. Peralatan yang digunakan dalam pembinaan " risiko basah" 9. Peralatan yang digunakan dalam pemasangan / pembinaan petrol - risiko kimia 10. Jenis khas kenderaan (seperti tarif motor ) selain daripada Forklift RISIKO DITOLAK A. SEMUA RISIKO 1. Risiko diklasifikasikan sebagai " Ditolak" Panduan Pengunderaitan Insurans Kebakaran 2. Stok perdagangan apa-apa jenis PERIL B PERALATAN DIPILIH 1. Luar pesisir risiko 2. Perlombongan Peralatan bawah tanah 3. Peralatan yang digunakan di jalan raya awam atau bagi menjalankan penumpang | For the purpose of this specific risk underwriting, kind upload specification of the subject to be insured as below:- |
Equipment All Risk - Clauses, Endorsements, Warranties ((Not included In the Policy unless specified In the Schedule)
Equipment All Risk - Cla....pecified In the Schedule)