All Risk Insurance (所有的风险保险) Insuran Semua Risiko

Definition - All risks insurance - Definition - All risks

Insurance that covers each and every loss except for those specifically excluded. If the insurance company does not specifically exclude a particular loss, it is automatically covered. This is the broadest type of property policy that can be purchased. For example, if an insurance policy does not specifically exclude losses from wind damage, or from a meteor falling on the insured's house, the insured is covered for such losses. - Definition - 

all risks insurance

Somewhat misleading name for an insurance policy which, while providing the broadest form of insurance cover, generally excludes losses due to bad packaging, delay, inherent vice, loss of market, etc. Such policies do not name the risks covered but only list the exclusions; all unnamed risks are automatically covered. The term 'All risks' is now being phased out. In marine insurance, for example, the term 'institute cargo clauses (All Risks)' has been replaced with the new term 'institute cargo clauses (A,B, and C)'. Also called all peril insurance. - Definition - all-risks coverage

Insurance policy that covers losses from all causes not specifically excluded in the policy. Opposite of named peril coverage. - Definition - All Risk Insurance

An insurance policy that covers all possible claims not specifically excluded. All risk insurance is found only in property insurance. Homeowners insurance in sometimes all risk insurance. If one's homeowners insurance is an all risk policy and the house burns down, the insurance policy covers it unless the agreement states categorically that it will not cover destruction by fire. All risk insurance is usually quite expensive. -Definition - all-risk insurance

Comprehensive insurance coverage for all perils 
unless a peril is specifically excluded. For example, a homeowner's insurance policy is likely to exclude losses due to damage from earthquakes and riot, strike and Malicious Damage. -Definition - All Risk 

A type of insurance coverage that can exclude only risks that have been specifically outlined in the contract. "All risks" means that any risk that the contract does not specifically omit is automatically covered. For example, if an all-risks homeowner's policy does not expressly exclude flood coverage, then the house will be covered in the event of flood damage. 
Investopedia Says:
This type of policy is found only in the property-casualty market. All-risks insurance is obviously the most comprehensive type of coverage available. It is therefore priced proportionately higher than other types of policies, and the cost of this type of insurance should be measured against the probability of a claim.
Read more: -Definition - all-risks insurance

Insurance against all risks except ones particularly excluded (specifically stated as not insured) in the insurance policy.

Definasi - Insuran Semua Risiko - Definasi - all risks

Insurans yang merangkumi masing-masing dan setiap kerugian kecuali risiko yang khusus dikecualikan. Jika syarikat insurans tidak secara khusus mengecualikan kerugian tertentu, maka secara automatik dilindungi. Ini adalah jenis perluasan polisi properti yang boleh dibeli. Sebagai contoh, jika sebuah polisi insurans tidak secara khusus mengecualikan kerugian dari kerosakan angin, atau dari meteor jatuh di atas rumah tertanggung, tertanggung akan dilindungi dari kerugian tersebut. - Definition - 

all risks insurance

Agak mengelirukan nama untuk sebuah polisi insurans yang, sambil memberikan bentuk perluasan insurans, umumnya tidak termasuk kerugian akibat bungkusan yang buruk, lambat hantar, sifat ketidak stabilan semulajadi, kehilangan pasaran, dll. Polisi tersebut tidak nama risiko yang ditanggung tetapi hanya senarai pengecualian ; semua risiko yang tidak disebutkan namanya secara automatik dilindungi. Istilah 'Semua risiko' yang sekarang dihapuskan. Dalam insurans marine, misalnya, 'lembaga klausa kargo (All Risks)' istilah telah digantikan dengan 'klausa lembaga kargo (A, B, dan C)' istilah baru. Juga disebut semua insurans bahaya. - Definition - all-risks coverage

Polisi insurans yang meliputi kerugian daripada semua sebab-sebab yang tidak dikecualikan secara khusus di dalam polisi. Seberang liputan bahaya dinamakan. - Definition - All Risk Insurance

Satu polisi insurans yang meliputi semua tuntutan mungkin tidak khusus dikecualikan. Insurans semua risiko  ditemui hanya dalam insurans harta. Insurans Pemilik rumah kadang-kala disifatkan sebagai insurans risiko semua. Jika insurans pemilik rumah seseorang adalah satu polisi semua risiko dan rumah terbakar, polisi insurans meliputi ia melainkan jika perjanjian itu menyatakan secara mutlak bahawa ia tidak akan meliputi kemusnahan oleh api.  Insurans semua risiko biasanya agak mahal. -Definition - all-risk insurance

Perlindungan insurans komprehensif untuk semua bahaya kecuali bahaya khusus dikecualikan. Sebagai contoh, polisi insurans pemilik rumah adalah mungkin untuk mengecualikan kerugian akibat kerosakan dari gempa bumi dan Rusuhan, Mogok dan Kerosakan akibat Niat Jahat.

Satu jenis perlindungan insurans yang boleh tidak termasuk risiko sahaja yang telah khusus yang digariskan dalam kontrak. "Semua risiko" ertinya bahawa apa-apa risiko bahawa kontrak tidak tidak khusus Dikecualikan adalah secara automatik dilindungi. Sebagai contoh, jika satu risiko semua-polisi pemilik rumah itu tidak melakukannyata mengecualikan liputan banjir, maka rumah itu akan dilindungi kos dalam acara kerosakan banjir.
Investopedia berkata:
Polisi jenis ini ditemui hanya dalam pasaran harta-mangsa. Insurans "Semua risiko" adalah jelas jenis  liputan yang paling komprehensif yang ada. Oleh itu kadar premium lebih tinggi daripada lain-lain jenis polisi, dan kos insurans jenis ini harus diukur terhadap kebarangkalian tuntutan. Untuk keterangan  lanjut, layari

SPA Risk - Contact form

NCD Enquiries

SelectionFile type iconFile nameDescriptionSizeRevisionTimeUser
SelectionFile type iconFile nameDescriptionSizeRevisionTimeUser

This Web Site may contain hyperlinks to other sites owned and operated by parties other than the Owners. Such hyperlinks are provided only for ready reference and ease of use. We do not control such web sites and cannot be held responsible for their content or accuracy and do not endorse these sites unless we specifically so state. In the event this Web Site provides hyperlinks to other web sites that are not owned, operated or maintained by the Owners or their affiliates, you acknowledge and agree that the Owners are not responsible for and are not liable for the content, products, services or other materials on or available from such web sites. We accept no liability for any information, products, advertisements, content, services or software accessible through these third party web sites or for any action you may take as a result of linking to any such web site. Any such web sites are likely to set forth specific terms of use and privacy policies that you should review. The Owners are under no obligation to maintain any link on this Web Site and may remove a link at any time in their sole discretion for any reason whatsoever. Neither the Owners nor their affiliates shall be responsible or liable, directly or indirectly, for any damages or losses caused or alleged to be caused by or in connection with the use of or reliance on such content, products, services or other materials available on or through any such web site.  Jan 8, 2011, 1:22 PM Simon Poon