All Risk Insurance (所有的风险保险) Insuran Semua Risiko

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http://www.allbusiness.com - Definition - All risks


Insurance that covers each and every loss except for those specifically excluded. If the insurance company does not specifically exclude a particular loss, it is automatically covered. This is the broadest type of property policy that can be purchased. For example, if an insurance policy does not specifically exclude losses from wind damage, or from a meteor falling on the insured's house, the insured is covered for such losses.




http://www.businessdictionary.com - Definition - 

all risks insurance

Somewhat misleading name for an insurance policy which, while providing the broadest form of insurance cover, generally excludes losses due to bad packaging, delay, inherent vice, loss of market, etc. Such policies do not name the risks covered but only list the exclusions; all unnamed risks are automatically covered. The term 'All risks' is now being phased out. In marine insurance, for example, the term 'institute cargo clauses (All Risks)' has been replaced with the new term 'institute cargo clauses (A,B, and C)'. Also called all peril insurance.




http://www.investorwords.com - Definition - all-risks coverage

Insurance policy that covers losses from all causes not specifically excluded in the policy. Opposite of named peril coverage.


http://financial-dictionary.thefreedictionary.com - Definition - All Risk Insurance

An insurance policy that covers all possible claims not specifically excluded. All risk insurance is found only in property insurance. Homeowners insurance in sometimes all risk insurance. If one's homeowners insurance is an all risk policy and the house burns down, the insurance policy covers it unless the agreement states categorically that it will not cover destruction by fire. All risk insurance is usually quite expensive.


http://business.yourdictionary.com -Definition - all-risk insurance

Comprehensive insurance coverage for all perils
unless a peril is specifically excluded. For example, a homeowner's insurance policy is likely to exclude losses due to damage from earthquakes and flooding.


http://www.answers.com -Definition - All Risk 

A type of insurance coverage that can exclude only risks that have been specifically outlined in the contract. "All risks" means that any risk that the contract does not specifically omit is automatically covered. For example, if an all-risks homeowner's policy does not expressly exclude flood coverage, then the house will be covered in the event of flood damage. 
Investopedia Says:
This type of policy is found only in the property-casualty market. All-risks insurance is obviously the most comprehensive type of coverage available. It is therefore priced proportionately higher than other types of policies, and the cost of this type of insurance should be measured against the probability of a claim.
Read more: http://www.answers.com/topic/all-risks-1#ixzz1AU1GX2vl


http://lexicon.ft.com -Definition - all-risks insurance

Insurance against all risks except ones particularly excluded (specifically stated as not insured) in the insurance policy.

http://www.allbusiness.com - Definasi - all risks

Insurans yang merangkumi masing-masing dan setiap kerugian kecuali risiko yang khusus dikecualikan. Jika syarikat insurans tidak secara khusus mengecualikan kerugian tertentu, maka secara automatik dilindungi. Ini adalah jenis perluasan polisi properti yang boleh dibeli. Sebagai contoh, jika sebuah polisi insurans tidak secara khusus mengecualikan kerugian dari kerosakan angin, atau dari meteor jatuh di atas rumah tertanggung, tertanggung akan dilindungi dari kerugian tersebut.



http://www.businessdictionary.com - Definition - 

all risks insurance

Agak mengelirukan nama untuk sebuah polisi insurans yang, sambil memberikan bentuk perluasan insurans, umumnya tidak termasuk kerugian akibat bungkusan yang buruk, lambat hantar, sifat ketidak stabilan semulajadi, kehilangan pasaran, dll. Polisi tersebut tidak nama risiko yang ditanggung tetapi hanya senarai pengecualian ; semua risiko yang tidak disebutkan namanya secara automatik dilindungi. Istilah 'Semua risiko' yang sekarang dihapuskan. Dalam insurans marine, misalnya, 'lembaga klausa kargo (All Risks)' istilah telah digantikan dengan 'klausa lembaga kargo (A, B, dan C)' istilah baru. Juga disebut semua insurans bahaya.
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 Z - Customer Report - Repot Pemegang Polisi - 客户报告
2011 01 19 from 2010 01 20_SAPURA SYNERGY M SB_ORIX LEASING_SETIAUSAHA KERAJAAN PULAU PINANG_EQ ALL RISK_RM1155000_POLICY_HW910H000001
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2011 01 19 from 2010 01 20_SAPURA SYNERGY M SB_ORIX LEASING_SETIAUSAHA KERAJAAN PULAU PINANG_EQ ALL RISK_RM1155000_POLICY_HW910H000001  Feb 21, 2012 10:34 PM Simon Poon
2012 01 19 from 2011 01 20_SAPURA SYNERGY M SB_ORIX LEASING_PENANG STATE GOVT_EQ ALL RISK_POLICY_renewal instruction_HW910H000001
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2012 01 19 from 2011 01 20_SAPURA SYNERGY M SB_ORIX LEASING_PENANG STATE GOVT_EQ ALL RISK_POLICY_renewal instruction_HW910H000001  Feb 21, 2012 10:43 PM Simon Poon
2012 11 22 FROM 2011 11 23_ENERGY WORKFORCE SDN BHD_806207-A_EQ ALL RISK_SI RM471,665_KURNIA_JGB1971869.pdf
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2012 11 22 FROM 2011 11 23_ENERGY WORKFORCE SDN BHD_806207-A_EQ ALL RISK_SI RM471,665_KURNIA_JGB1971869.pdf  Dec 7, 2011 2:41 AM Simon Poon
2012 11 22 FROM 2011 11 23_ENERGY WORKFORCE SDN BHD_806207-A_EQ ALL RISK_SI RM471,665_KURNIA_POLICY_HW-9-11-H-000085
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ENERGY WORKFORCE SDN BHD_806207-A_EQ ALL RISK_SI RM471,665_KURNIA_POLICY_HW-9-11-H-000085  Feb 10, 2012 9:12 PM Simon Poon

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