Scope of Coverage - SPA-ACE CGL Policy reads:-
- Subject to the terms, exclusions, definitions, conditions and limitations of the Policy, ACE will indemnify the Insured for all sums which the Insured becomes legally liable to pay as Compensation in respect of:
- 1. Personal Injury or
- 2. Property Damage
occurring within the Policy Territory during the Policy Period as a result of an Occurrence happening in connection with the Business”
- Broad form liability policy covering the Third Party liability incurred by the insured arising from their Business in relation to their
- 1. Premises & Occupational Liability claims; and
- 2. Product & Completed Operations Liability claims.
Policy provides indemnity for:
- Damages for personal injury (inclusive of bodily injury & advertising injury) claims.
- Damages for property damage claims;
- Defense Costs and Expenses
- investigation costs;
- All costs incurred by Principle Insurer in the defense of the claims.






