Comprehensive General Liability in Chinese


简介



建商或业务实体谁承担某些行业的工程合约，须 购置一综合责 任保险（慢粒）的政策，法律责任包括对人身伤害 
或财产损失所产生的合同履行他的作品。这种责任的政策 必须 他主要是生产开始之前，他的合约工程。 


这些校长将要求他们的政策，包括保险作为附加。 除这某些行业，沿海绿色家园的政策可能也适用于其他部门，
如制造商 ， 上市公司或其他私人/政府项目。该赔偿 限额（保额），往往规定在他们的合约。 

覆盖 Coverage


对被保险人的赔偿责任赔偿的法律支付赔偿（意外损失）的身体, 伤害或财 产损失的持续经营业务处所由第三方引
起的, 被保险人履行合同的作品。除了这些补偿，也支付法律费用与此相关的开支方面。 赔偿限额 的开支是包括法
律费用和。 

基础赔款


沿海绿色家园政策是'' ''的基础上发生的债权。这意味着，这一政策将适用于人身伤害或持续证 明财产损失由第三
者在政策时期，只要有发病的发生。 

Principal Exclusions 首席排除
  • Workmen Compensation and Employers' Liability 工人赔偿和雇主责任
  • Liability for damaging property worked upon or property in the Insured's care, custody or control             
  • 责任或控制工作时损坏财产或财产在被保险人的关怀，保管                                                                                           
  • Liability due to sole negligence of Principal or indemnities                  由于赔偿责任或过失的唯一主                                                                                  
  • Liability arising out of ownership, use or operation of watercraft      责任所产生的所有权，使用或经营的船舶                            
  • Aviation liability 航空责任
  • Professional liability 专业责任
  • Asbestos liability 石棉责任
  • Product liability 产品责任
  • Pollution liability 污染责任
  • Completed Operation Liability 完成作业责任
  • Radiation or nuclear liability 辐射或核责任
  • War or Terrorism 战争或恐怖主义
  • (The above are the principal exclusions of the policy. 
  • （以上是政策的主要做法。
  • Please refer to the policy for a complete list of all exclusions.) 
  • 请参阅排除所有的政策的完整列表。）


Extensions 扩展


  • Sudden And Accident Pollution Liability ( 72 hours) (optional and with additional premium)                                                                                             突然和意外污染责 任（72小时）（可选的额外溢价）
  • Contractual Liability (a common insurance requirement by principals)（1规定由校长共同保 险）
  • Excess Automobile Liability (a common insurance requirement by principals)                                            超额汽车责任（1规定由校长共同保险）
  • Cross Liability Clause (a common insurance requirement by principals)                                            交叉责任条款（1规定由校长共 同保险）
  • Waiver of Rights of Subrogation Clause (a common insurance requirement by principals)       豁免权代位权的第（1规定由校长共同保险）

Documents Required For Applying A CGL Policy (文件所需的应用阿热镀锌政策)


For both new and renewal risks and all requests for quotation must be by way of submitting the
Minimum Premium 最低保费

CGL Minimium Premium

Declined Risk (下降风险)


Oil and gas drilling work 石油和天然气钻探工作
Oil and gas exploration works 石油和天然气勘探工作
Rigs moving works 钻机感人的作品
Pipe laying works in populated areas 管道铺设工程在人口稠密地区
Mining 采矿
Tunneling, rock blasting works 隧道，岩石爆破工程
Demolition or excavation contract works unless incidental 拆卸或挖掘工程合约，除非附带
Ship-repairers 船舶修理
Port and/or terminal operators 港口和/或码头经营
Contract works in airport 在机场工程合约
================================================================================================
A Broader Comprehensive General Liability (Coverage) 一个更广泛的综合责任保险（专题）

Due to possibilities of abuse and against the will of the creator, fellow business associates. We have set limitations to the 
use of his/her creative works on this presentation, only to qualified associates or special client of our company by invitation 
from Simon Poon with permission from the creator, shall access this presentation of Broad Coverage Comprehensive 
(Commercial) General Liability insurance.
由于滥用的可能性和对意志的创造者，同商业伙伴。 我们已成立介绍这个限制使用他/她的创作，只是在联营公司
或合资格特殊的客户端从西门潘的邀请，与本公司的创建者许可的，应当访问此保险的覆盖面广的综合介绍（商业）
一般法律责任。
We can be reach at 016 - 234 8808.
Send us an SMS with your personal or company profile.
WE WILL REPLY TO YOU AT YOUR CONVENIENCE.
 





EXTENSIONS/CLAUSES/ WARRANTIES AVAILABLE
 1st Principal Insurer 2nd Principal Insurer  3rd Principal Insurer4th Principal Insurer 5th Principal Insurer 6th Principal Insurer  7thPrincipal Insurer 8thPrincipal Insurer
 9thPrincipal Insurer

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 Total Extensions32 
        
GENERAL EXCLUSIONS
 1st Principal Insurer 2nd Principal Insurer  3rd Principal Insurer 4thPrincipal Insurer 5thPrincipal Insurer 6thPrincipal Insurer 7thPrincipal Insurer 
  8thPrincipal Insurer 9thPrincipal Insurer 
Aviation liability 
         
Liabilities arising form Employment Practice
 x        
Property Damage to property owned, leased, here by, under hire purchase, on loan or rrented to insured or otherwise in the Insured's care custody or control other then:
 x        
Worker's Compensation cover whether the insurance effected or not
 x        
Fraud, Dishonesty & Intentional Conduct
 x        
Liability assumed under a contract except where:
that the liability would otherwise exist at law in the absent of the  contract; or the contract is an incident Contract and the Liabiity does not arise by reason of an obligation to insure the lease property or an obligation to indemnify the landlord irrespective of fault. 
 x        
Obligations to Employees
 x        
Lost of us tangible property which has not been physically damage or destroyed resulting from:
 x        
Property Damage to: Any product or part of it such damage is attributable to any defect therein or harmful nature or unsuitability thereof; or
by property of repaired, reconditioned or replace by reason of incorrect work  performed by insured or on the insured's behalf, or by reason of materials or equipment which are proved to be defective or inadequate in connection with such work. (this does not apply to Personal Injury & Property Damage resulting from such works.
 x 
        
Completed work recall, inspection, repair, adjustment, removal, replacement or loss of use of any pRoducts or work by or for the insured.
 x 
        
Products Guarantee & Warranty given by insured or on insured's behalf except legislative requirements concerning product safety and information.
 x 
        
Aircraft or hovercraft, airstrip or helipad, or watercraft exceeding 8 metres in lenght while on, in or under the water.
 x 
        
Any Product that is incorporated with the insured's knowledge in an Aircraft.
 x 
        
Use of vehicle owned or physical or legal in control of insured:
which registration required by law or virtue of any legislation require of insurance . With the exception the vehicle owned or use in cark park owned or used by insured not for income or reward as car park operator
         

         
Fines, penalties, punitive, exemplary, liquidated or aggravated damages.
         
Pollution Liability except sudden , identifiable, unintended and unexpected event from the standpoint of the Insured, which entirely at a specific time and place, occur outside USA,Canada, and their respective protectorates and territories. Aggregate not more the face liabilty sum insured.
         
Directors' & Officers' liability         
Cost of Pollution Prevention
         
Asbestos or materials containing asbestos
         
Radiation or nuclear, ionising radiation or contamination by radioactivity and all it's course and activity
         
Act of terrorism and alike
         
WAR, invasion, civil commotion  and it's  definition as per policy wordings
         
Tobacco, tobacco smoke, or any ingredient or additive present in or in used with  tobacco
         
Conctruction, demolition, alteration of, addition  to any building, structure of infrastructure  
 
>200,000/-		        
Waiver of Subrogation/
Compensation which cannot claimed as Contribution from some party by reason of a contractual limitation and excludes Insured's right to so recover a claim. 
         
          
          
(The above are the common principal exclusions of a CGL policy. Please refer to CGL Policy for the business concerned for a complete list of and details of all exclusions.)
Extensions 
(optional and with additional premium)
Dishonesty of Employees*
Libel & Slander*
Loss of Documents*
         
Automatic Extension 
         
Joint Venture Liability 
 x        
Newly Acquired or Created Subsidiaries
 x        
Consultants, Contractors, Subcontractors and Agents
 x        
Run Off Cover for Insured Entity 
 x        
Continuous Cover
 x 
        
Legal Representation at Inquiries
x
        

         



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