EXTENSIONS/CLAUSES/ WARRANTIES AVAILABLE | 1st Principal Insurer | 2nd Principal Insurer | 3rd Principal Insurer | 4th Principal Insurer | 5th Principal Insurer | 6th Principal Insurer | 7thPrincipal Insurer | 8thPrincipal Insurer | 9thPrincipal Insurer |
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Total Extensions | 32 |
GENERAL EXCLUSIONS | 1st Principal Insurer | 2nd Principal Insurer | 3rd Principal Insurer | 4thPrincipal Insurer | 5thPrincipal Insurer | 6thPrincipal Insurer | 7thPrincipal Insurer | 8thPrincipal Insurer | 9thPrincipal Insurer |
Aviation liability | |||||||||
Liabilities arising form Employment Practice | x | ||||||||
Property Damage to property owned, leased, here by, under hire purchase, on loan or rrented to insured or otherwise in the Insured's care custody or control other then: | x | ||||||||
Worker's Compensation cover whether the insurance effected or not | x | ||||||||
Fraud, Dishonesty & Intentional Conduct | x | ||||||||
Liability assumed under a contract except where: that the liability would otherwise exist at law in the absent of the contract; or the contract is an incident Contract and the Liabiity does not arise by reason of an obligation to insure the lease property or an obligation to indemnify the landlord irrespective of fault. | x | ||||||||
Obligations to Employees | x | ||||||||
Lost of us tangible property which has not been physically damage or destroyed resulting from: | x | ||||||||
Property Damage to: Any product or part of it such damage is attributable to any defect therein or harmful nature or unsuitability thereof; or by property of repaired, reconditioned or replace by reason of incorrect work performed by insured or on the insured's behalf, or by reason of materials or equipment which are proved to be defective or inadequate in connection with such work. (this does not apply to Personal Injury & Property Damage resulting from such works. | x | ||||||||
Completed work recall, inspection, repair, adjustment, removal, replacement or loss of use of any pRoducts or work by or for the insured. | x | ||||||||
Products Guarantee & Warranty given by insured or on insured's behalf except legislative requirements concerning product safety and information. | x | ||||||||
Aircraft or hovercraft, airstrip or helipad, or watercraft exceeding 8 metres in lenght while on, in or under the water. | x | ||||||||
Any Product that is incorporated with the insured's knowledge in an Aircraft. | x | ||||||||
Use of vehicle owned or physical or legal in control of insured: which registration required by law or virtue of any legislation require of insurance . With the exception the vehicle owned or use in cark park owned or used by insured not for income or reward as car park operator | |||||||||
Fines, penalties, punitive, exemplary, liquidated or aggravated damages. | |||||||||
Pollution Liability except sudden , identifiable, unintended and unexpected event from the standpoint of the Insured, which entirely at a specific time and place, occur outside USA,Canada, and their respective protectorates and territories. Aggregate not more the face liabilty sum insured. | |||||||||
Directors' & Officers' liability | |||||||||
Cost of Pollution Prevention | |||||||||
Asbestos or materials containing asbestos | |||||||||
Radiation or nuclear, ionising radiation or contamination by radioactivity and all it's course and activity | |||||||||
Act of terrorism and alike | |||||||||
WAR, invasion, civil commotion and it's definition as per policy wordings | |||||||||
Tobacco, tobacco smoke, or any ingredient or additive present in or in used with tobacco | |||||||||
Conctruction, demolition, alteration of, addition to any building, structure of infrastructure | >200,000/- | ||||||||
Waiver of Subrogation/ Compensation which cannot claimed as Contribution from some party by reason of a contractual limitation and excludes Insured's right to so recover a claim. | |||||||||
(The above are the common principal exclusions of a CGL policy. Please refer to CGL Policy for the business concerned for a complete list of and details of all exclusions.) Extensions (optional and with additional premium) Dishonesty of Employees* Libel & Slander* Loss of Documents* | |||||||||
Automatic Extension | |||||||||
Joint Venture Liability | x | ||||||||
Newly Acquired or Created Subsidiaries | x | ||||||||
Consultants, Contractors, Subcontractors and Agents | x | ||||||||
Run Off Cover for Insured Entity | x | ||||||||
Continuous Cover | x | ||||||||
Legal Representation at Inquiries | x | ||||||||