Product Disclosure Sheet-Contractor’s All Risks/Erection All Risks insurance (2nd Principal)

Translation Under Constuction
PRODUCT DISCLOSURE SHEET
(Please read this Product Disclosure Sheet before you decide to take out Contractor’s All Risks or Erection All Risks insurance. Be sure to also read the general terms and conditions.)
Contractor’s All Risks
Erection All Risks
11 January 2010

1. What is this product about?
This policy provides cover for loss or damage to your Contract Works and your liabilities to third parties arising from your carrying out the Contract Works.

2. What are the covers / benefits provided?
This policy covers loss or damage to your Contract Works arising from risks not specifically excluded in the policy. Some of the common risks covered are:

  •  fire
  •  flood
  •  storm
  •  subsidence
  •  collapse
  •  impact damage
  •  theft

The policy also covers your legal liabilities to third parties for loss or damage to their property or injury or death suffered, arising from your Contract Works.
The period of cover is the duration of your Contract Works, including the Defects Liability or Maintenance Period of your Contract Works.

3. How much premium do I have to pay?
The premium you have to pay may vary depending on the scope and nature of your Contract Works, and our underwriting requirements.

4. What are the fees and charges that I have to pay?
Service tax (for business entity)      5%
Stamp duty                               RM10

5. What are some of the key terms and conditions that I should be aware of?

Duty of disclosure
- You must disclose all material facts which you know or ought to know. You must ensure that the proposal form and/or accompanying questionnaire is completed accurately as these form the basis of the insurance contract.

Sum insured
- You must ensure that the Contract Works are insured at the appropriate amount.

Claims
- Upon the happening of an incident which may give rise to a claim, you shall notify us immediately.

Note:
This list is non-exhaustive. Please refer to the policy contract for the full list of terms and conditions under this policy.

LEMBAR PENDEDAHAN PRODUK
(Sila baca LembaramnProduk Pendedahan ini sebelum anda memutuskan untuk memohon polisi Risiko Semua Kontraktor atau insurans Ereksi Semua Risiko. Jangan lupa untuk membaca syarat dan kondisi umum ..)
Risiko Semua Kontraktor's 
Ereksi Semua Risiko
11 Januari 2010

1. Apakah produk ini?
Polisi insuran ini meyediakan perlindungan kerugian atau kerosakan kepada Kerja Kontrak dan kewajipan anda kepada pihak ketiga yang timbul apabila anda melaksanakan Kerja Kontrak.

2. Apakah risiko diliputi / manfaat yang disediakan?
Polisi ini menjamin kerugian atau kerosakan kepada Kerja Kontrak yang timbul dari risiko yang tidak secara khusus dikecualikan dalam polisi ini.  Beberapa risiko umum yang dibahas adalah:
          kebakaran
  • banjir
  • badai
  • penurunan tanah
  • runtuh
  • kesan kerosakan impact
  • kecurian
Polisi ini juga merangkumi kewajipan undang-undang anda kepada pihak ketiga atas kerugian atau kerosakan atas harta benda mereka atau menderita kecederaan atau kematian, yang timbul dari Kerja Kontrak anda.
Tempoh perlindungan Kontrak Pekerjaan anda, termasuk Kewajipan Cacat atau Tempoh Penjagaan untuk Kontrak Kerja anda.

3.Berapa premium yang harus saya bayar?
Premium yang anda perlu membayar mungkin berubah, bergantung pada lingkupan kerja dan sifat Kontrak Kerja anda dan keperluan pengunderitaan kami.

4. Apakah kos dan bayaran yang perlu saya 
    bayar?
i) Cukai Perkhidmatan  (untuk badan usaha) 5%         
   dari premium kasar
ii) Duti Setem RM10 

5. Apa saja syarat-syarat utama dan

Tugas Pendedahan
- Anda harus mendedahkan kesemua fakta material yang anda tahu atau harus tahu. Anda perlu memastikan bahawa borang permohonan dan / atau soalan-soalan terlampir selesai tepat sebagai pembentukan dasar dari kontrak insuran.


Jumlah Dipertanggungankan
- Anda harus memastikan bahawa Kontrak Pekerjaan diinsuranskan sebanyak jumlah yang sesuai.

Tuntutan
- Setelah terjadinya suatu kejadian yang boleh menyebabkan tuntutan, anda perlu memberitahu kami segera.

Nota:
Senarai ini tidak lengkap. Sila lihat polisi kontrak untuk senarai lengkap syarat dan ketentuan di bawah polisi ini.
產品披露板
(Please read this Product Disclosure Sheet before you decide to take out Contractor's All Risks or Erection All Risks insurance. Be sure to also read the general terms and conditions.) (請閱讀本產品披露表,然後再決定採取了承包者的一切險和安裝工程一切險保險。務必同時閱讀的一般條款和條件。)
Contractor's All Risks承包者的一切險
Erection All Risks安裝工程險
11 January 2010 2010年1月11日

1。 What is this product about? 這是什麼產品呢?
This policy provides cover for loss or damage to your Contract Works and your liabilities to third parties arising from your carrying out the Contract Works.這項政策規定支付損失或損壞您的工程承包和你的負債,因您的第三方進行工程承包。

2。 What are the covers / benefits provided? 什麼是覆蓋/效益提供?
This policy covers loss or damage to your Contract Works arising from risks not specifically excluded in the policy.這項政策涉及的損失或損害到您的工程承包所產生的風險不排除在具體的政策。 Some of the common risks covered are:一些常見的風險包括如下:
fire
  • flood洪水
  • storm風暴
  • subsidence下沉
  • collapse崩潰
  • impact damage衝擊損傷
  • theft盜竊
The policy also covers your legal liabilities to third parties for loss or damage to their property or injury or death suffered, arising from your Contract Works.該政策還包括你的法律責任,以第三方的損失或損害其財產或遭受傷害或死亡,因你的工程承包。
The period of cover is the duration of your Contract Works, including the Defects Liability or Maintenance Period of your Contract Works.在此期間覆蓋的時間是你的工程承包,包括保養或維修週期你的工程承包。

3。 How much premium do I have to pay? 溢價多少我要付錢?
The premium you have to pay may vary depending on the scope and nature of your Contract Works, and our underwriting requirements.你的保費會因支付的範圍和性質的工程承包,我們的核保要求。

4。 What are the fees and charges that I have to pay?麼是收費,我要付錢?
Service tax (for business entity)      5%服務稅(業務實體)5%
Stamp duty                                        RM10印花稅令吉

5。 What are some of the key terms and 
什麼是一些關鍵術語和





SelectionFile type iconFile nameDescriptionSizeRevisionTimeUser
Comments