Benefits
This Policy will be
renewable subject to the terms and conditions the Policy. The Insurer
reserves the right to revise the premium rate applicable at the time of renewal.
Such changes, if any shall be applicable to all policyholders irrespective
of their claim experience according to the Company's risk assessment. Conditional Renewal will
be applicable after 2 years of Policy inception provided that there is
no claim
incurred in the previous 2 years. Subsequently, if there are claims
incurred in the later years, the Insurer will not impose any exclusion upon the
Insured Person. If there is claims incurred within the first 2 years of Policy inception, the
Insured Person would still be qualify for the renewal, subject to
exclusions.
Premiums would be based on age band. The minimum age entry is thirty
(30) days and the maximum
age is sixty nine (69) based on next birthday.
age is sixty nine (69) based on next birthday.
Having
a medical card that guarantees hospital admission to take care of your
medical bills upon discharge at our panel
hospitals is what The Allianz want to provide its policyholders. This is
what Allianz Care Individual can do for you, total
convenience and peace of mind.
With Allianz Care - Individual, you need not worry about funding for your healthcare costs or it being a burden on yourself and your loved ones. All you have to do is to select from a choice of four (4) plans that suits your needs.
Allianz medical card guarantees hospital admission at panel hospitals. All hospital bills will be settled automatically upon discharge.
Allianz Care - Individual offers you a choice of four (4) attractive plans designed to suit your budget and healthcare needs.
With Allianz Care - Individual, you need not worry about funding for your healthcare costs or it being a burden on yourself and your loved ones. All you have to do is to select from a choice of four (4) plans that suits your needs.
Allianz medical card guarantees hospital admission at panel hospitals. All hospital bills will be settled automatically upon discharge.
Allianz Care - Individual offers you a choice of four (4) attractive plans designed to suit your budget and healthcare needs.
Conditional Renewable
This Policy will be renewable subject to the terms and conditions the Policy. Allianz reserves the right to revise the premium rate applicable at the time of renewal. Such changes, if any shall be applicable to all policyholders irrespective of their claim experience according to the Company's risk assessment.
This Policy will be renewable subject to the terms and conditions the Policy. Allianz reserves the right to revise the premium rate applicable at the time of renewal. Such changes, if any shall be applicable to all policyholders irrespective of their claim experience according to the Company's risk assessment.
Premiums
Premiums would be based on age band. The minimum age entry is thirty (30) days and the maximum age is sixty nine (69) based on next birthday.
Premiums would be based on age band. The minimum age entry is thirty (30) days and the maximum age is sixty nine (69) based on next birthday.
| Allianz Care - Individual | Plan 1 | Plan 2 | Plan 3 | Plan 4 | |
| Table of Benefits | RM | RM | RM | RM | |
| Hospitalization & Surgical Expenses | |||||
| (a) Ordinary Room | 250 | 200 | 150 | 80 | |
| Intensive Care Unit | 350 | 350 | 350 | 350 | |
| (Daily maximum up to 60 days for any one
disability)s | |||||
| (b) Surgical Fees | As charged | ||||
| (Includes day-care surgery) | |||||
| (c) Hospital Supplies & Services | As charged | ||||
| (Includes service tax) | |||||
| (d) Pre-Hospital Diagnostic Test | As charged | ||||
| (e) Daily-Cash Allowance at Government | 200 | 150 | 100 | 50 | |
| Hospital (Lump sum payment per disability) | |||||
| Out of Hospital | |||||
| (a) Emergency Accidental Outpatient Treatment | As charged | ||||
| (Includes follow-up treatment up to 31 days from the date of accident) | |||||
| Monthly Out-patient Cancer Treatment | As charged | ||||
| Monthly Out-patient Kidney Dialysis Treatment | As charged | ||||
| Post Hospitalisation Treatment | As charged | ||||
| Home Nursing Care | 3.000 | 2.000 | 1.000 | 500 | |
| (Limit per disability) | |||||
| Overall Annual Limit | 125.000 | 95.000 | 65.000 | 35.000 | |
| Lifetime Limit | 375.000 | 285.000 | 195.000 | 105.000 | |
| Deductible | 100 | 100 | 100 | 100 | |
| The Insured Person need only pay a deductible amount of RM100. This amount is applicable per hospital admission/day-care surgery and the same amount applies for Plans 1, 2, 3, and 4. |
If the Insured Person is
hospitalized at a Room &
Board rate which is higher than his/her eligible benefit,the Insured
Person shall bear 20% of the
other eligible benefits described in the
Schedule of Benefits.
Annual Premium for Non-Cashless Plan Age Band Plan 1 Plan 2 Plan 3 Plan 4 30 days - 5 years 552 457 388 280 6 years - 21 years 473 392 333 240 22 years - 29 years 631 522 443 320 30 years - 39 years 789 653 554 400 40 years - 49 years 946 783 665 479 50 years - 54 years 1,380 1,142 970 699 55 years - 59 years 1,617 1,338 1,136 819 60 years - 64 years 2,090 1,730 1,469 1,059 65 years - 69 years 2,445 2,023 1,718 1,239 Annual Premium for Cashless Plan* Age Band Plan 1 Plan 2 Plan 3 Plan 4 30 days - 5 years 738 617 530 392 6 years - 21 years 638 534 459 341 22 years - 29 years 838 700 600 443 30 years - 39 years 1,039 866 741 544 40 years - 49 years 1,239 1032 882 646 50 years - 54 years 1,790 1,488 1,269 925 55 years - 59 years 2,091 1,737 1,481 1077 60 years - 64 years 2,692 2,235 1,903 1,382 65 years - 69 years 3,143 2,608 2,220 1,610 *Premiums are inclusive of MCO Fees of RM28.00 per
person.
2. Completed claim form
Application/proposal form