Health - Allianz Care- Individual

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Notice : We have stop transacting Allianz General Insurance Co (M) Berhad insurance business effective 2012.

Benefits

This Policy will be renewable subject to the terms and conditions the Policy. The Insurer reserves the right to revise the premium rate applicable at the time of renewal. Such changes, if any shall be applicable to all policyholders irrespective of their claim experience according to the Company's risk assessment. Conditional Renewal will be applicable after 2 years of Policy inception provided that there is no claim incurred in the previous 2 years. Subsequently, if there are claims incurred in the later years, the Insurer will not impose any exclusion upon the Insured Person. If there is claims incurred within the first 2 years of Policy inception, the Insured Person would still be qualify for the renewal, subject to exclusions. Premiums would be based on age band. The minimum age entry is thirty (30) days and the maximum
age is sixty nine (69) based on next birthday.


Having a medical card that guarantees hospital admission to take care of your medical bills upon discharge at our panel hospitals is what The Allianz want to provide its policyholders. This is what Allianz Care Individual can do for you, total convenience and peace of mind.

With Allianz Care - Individual, you need not worry about funding for your healthcare costs or it being a burden on yourself and your loved ones. All you have to do is to select from a choice of four (4) plans that suits your needs.

Allianz medical card guarantees hospital admission at panel hospitals. All hospital bills will be settled automatically upon discharge.

Allianz Care - Individual offers you a choice of four (4) attractive plans designed to suit your budget and healthcare needs.

Conditional Renewable
This Policy will be renewable subject to the terms and conditions the Policy.  Allianz reserves the right to revise the premium rate applicable at the time of renewal.  Such changes, if any shall be applicable to all policyholders irrespective of their claim experience according to the Company's risk assessment.

Premiums
Premiums would be based on age band.  The minimum age entry is thirty (30) days and the maximum age is sixty nine (69) based on next birthday.



Allianz Care - Individual
Plan 1 Plan 2 Plan 3 Plan 4
Table of Benefits
RM RM RM RM






Hospitalization & Surgical Expenses



(a) Ordinary Room 
250 200 150 80
     Intensive Care Unit 
350 350 350 350
(Daily maximum up to 60 days for any one disability)s




(b) Surgical Fees
As charged
     (Includes day-care surgery)










(c) Hospital Supplies & Services
As charged
     (Includes service tax)










(d) Pre-Hospital Diagnostic Test
As charged
(e) Daily-Cash Allowance at Government  200 150 100 50
Hospital (Lump sum payment per disability)



Out of Hospital




(a) Emergency Accidental Outpatient Treatment  As charged
(Includes follow-up treatment up  to 31 days from the date of accident)
Monthly Out-patient Cancer Treatment As charged
Monthly Out-patient Kidney Dialysis Treatment As charged
Post Hospitalisation Treatment
As charged
Home Nursing Care
3.000 2.000 1.000 500
(Limit per disability)




Overall Annual Limit
125.000 95.000 65.000 35.000
Lifetime Limit
375.000 285.000 195.000 105.000
Deductible
100 100 100 100







The Insured Person need only pay a deductible amount of RM100.  This amount is applicable per hospital admission/day-care surgery and the same amount applies for Plans 1, 2, 3, and 4.

If the Insured Person is hospitalized at a Room & Board rate which is higher than his/her eligible benefit,the Insured Person shall bear 20% of the 
other eligible benefits described in the Schedule of Benefits. 

Annual Premium for Non-Cashless Plan



Age Band Plan 1 Plan 2 Plan 3 Plan 4
30 days - 5 years 552 457 388 280
 6 years - 21 years 473 392 333 240
22 years - 29 years 631 522 443 320
30 years - 39 years 789 653 554 400
40 years - 49 years 946 783 665 479
50 years - 54 years 1,380 1,142 970 699
55 years - 59 years 1,617 1,338 1,136 819
60 years - 64 years 2,090 1,730 1,469 1,059
65 years - 69 years 2,445 2,023 1,718 1,239





Annual Premium for Cashless Plan*



Age Band Plan 1 Plan 2 Plan 3 Plan 4
30 days - 5 years 738 617 530 392
6 years - 21 years 638 534 459 341
22 years - 29 years 838 700 600 443
30 years - 39 years 1,039 866 741 544
40 years - 49 years 1,239 1032 882 646
50 years - 54 years 1,790 1,488 1,269 925
55 years - 59 years 2,091 1,737 1,481 1077
60 years - 64 years 2,692 2,235 1,903 1,382
65 years - 69 years 3,143 2,608 2,220 1,610
*Premiums are inclusive of MCO Fees of RM28.00 per 
  person.








PORTFOLIO WITHDRAWAL CONDITION




The Company reserves the right to cancel the portfolio as a whole if it decides to discontinue underwriting this insurance product.
Cancellation of the portfolio as a whole shall be given by written notice to the policyholder and the Company will run off all policies to expiry of the period of cover within the portfolio.





CLAIMS:  HOSPITAL AND SURGICAL INSURANCE (exclude EuropeAssist cases) 


1.       Original medical bills / Official receipt
2.       Completed claim form 









Liver

 Enrolment for these plan: Call SIMON POON 016 234 8808


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* 24 Hour Accident & Emergency Unit * High Dependency Unit (HDU) / Neonatal HDU * 24 Hour Ambulance Services * Intensive Care Unit / Neonatal ICU * 24 Hour Outpatient Clinics * Lithotripsy Centre * 3-D Ultrasound * Medical Screening Centre * Bone Densitometer * Operation Theatre & Cardiac Operation Theatre * Coronary Intensive Care Unit (CICU) * Oncology & Radiotherapy Centre * Coronary Care Unit (CCU) * Ophthalmic Laser * Cardiothoracic Centre * Pharmacy & Laboratory * Convalescent Centre / Home Nursing * Physiotherapy & Rehabilitative Centre * Diagnostic Imaging-MRI / Mammogram / CT Scan X-Ray * Private Delivery Rooms * Diagnostic Centre * Special Care Nursery * Dental X-Ray * Specialist Outpatient Clinics * Day Care Ward * Treadmill Stress Test * Haemodialysis Centre * Women & Baby Centre  Jul 3, 2010, 12:43 PM Simon Poon
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LEE CHEE TING_600624055261_allianz care_Plan 4_11PKL012093  Jan 12, 2012, 3:26 AM Simon Poon
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