Kurnia Motor Insurance (天安保险) - Features & Benefits

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We'll renew your road tax ONLINE and return everything to you (applicable for customers nationwide)

24 Hours Auto Assistance:  1800-88-3833                                                                                             Online Covernote   
  
                                                                                 
For policy detail viewing and enquiries, kindly scroll down to the bottom of this page.
For Servicing forms and other servicing tools and instructions, kindly scroll to the bottom of this page.

Estimate your premium here(这里估计你的保险费)


Include gadget (iframe)

ISM PUBLIC NCD ENQUIRY

POLICY DETAILS
Basic Cover                                     v                 Page Down                                                 v  
Special Benefits                             '' ''
Interest / Property Insured            '' ''
Premium & Extra Coverage          '' ''
How to Buy                                      '' ''
Policy Wordings


iRAP Malaysia - Design for a Safer Future




BASIC COVER

The basic motor policy protects the Insured against loss or damage to the Insured vehicle, third party bodily injuries and properties depending on the coverage selected. The types of coverage available are:
 
Third Party Cover
Indemnifies the Insured against legal liability arising from both bodily injury and property damage to third party.
 
Third Party Fire & Theft Cover
Provides cover as in "Third Party Cover", and also indemnifies the Insured in the event that the Insured's vehicle is stolen or damaged by fire.
 
Comprehensive Cover
Provides covers as in "Third Party Fire & Theft Cover", plus physical damage to the Insured's vehicle following accidental collision or over-turning.


SPECIAL BENEFITS
 
Kurnia Auto Assist, a 24-hour assistance service for breakdowns and accidents comes FREE with Kurnia Private Car Comprehensive policy.

INTEREST / PROPERTY INSURED
 
The policy covers the following types of vehicle:
 
Private Vehicles
Private Car, Private Van & Four Wheel Drive (Private Use)
 
Goods Carrying Vehicles
Commercial Goods Carrying Vehicles with 'A' and 'C' Permit; also Petroleum, Diesel and Bitumen Tankers, LPG Long Trailer & Low Loader with 'A' and 'C' Permit.
 
Other Types of Vehicle
Taxis, Buses, Motorcycles, Tractor, Mobile Crane etc.


PREMIUM & EXTRA COVERAGE
 
The premium is calculated according to the Motor tariff prescribed by Persatuan Insurans Am Malaysia (PIAM) based on the following attributes :
 
Type of Coverage (Comprehensive, Third Party Fire and Theft, Third Party)
Use of vehicle (Private Car, Goods Carrying Vehicle, Buses, Taxis, etc)
Cubic capacity / Carrying Capacity
Age of vehicle
NCD Allowed
Sum Insured
No. of Authorized Drivers
Extended coverage

Policyholders also enjoy the following extended benefits with additional premium:
 
Windscreen (for Comprehensive Cover only)
Covers the breakage of glass in windscreens, front, rear and side windows. The damaged windscreen will be replaced and your NCB will not be affected.
[Premium Charged - 15% of the Amount Insured]
 
Compensation For Assessed Repair Time (CART) (for Comprehensive Cover Only)
Compensation to insured on loss of use of his vehicle based on loss adjuster’s assessment of the time required for repairs due to an accident claim and NOT the number of days the car is laid up at the workshop. (For more details, please refer to our agents / nearest branches).
 
All Drivers Coverage
(For Private use vehicle registered under company/organization) This extra coverage allows any authorized person to drive your car. Not applicable to commercial vehicles (i.e. trailers, lorry etc).
[Premium Charged - RM50 per vehicle]

All Riders Coverage
(For Motorcycle-Comprehensive/Third Party Cover) This policy covers unnamed riders.                
[Premium Charged - 50% loading of Basic Premium]

Legal Liability To Passengers
This coverage protects the Insured against legal liability to the passenger in the event of a claim.
[Premium Charged - 25% of Third Party Premium]
Basic Premium up to 4 persons only.
 
Strike, Riot & Civil Commotion (for Comprehensive Cover only)
Covers the vehicle against damage caused by strike, riot and civil commotion.
[Premium = 0.3% x Sum Insured of your vehicle]
 
Legal Liability of Passengers
Covers the legal liability of passengers for acts of negligence.
[Premium - RM7.50 per car]
 
Current Year NCD Relief
This extension provides cover for compensation for loss of "No Claim Discount" (NCD).
[Premium -
15% on NCD entitlement of the current period of insurance and is subject to a minimum premium of RM50]

POLICY WORDINGS
 
Click here to view Policy Wordings.


HOW TO BUY
1 Buy Private Car Insurance Online

Buy Private Motorcycle Insurance Online
2 Buy directly from Us (Wong Yock Wan Agency) code H71500-00
3 Make Product Enquiry
4
24 Hours Auto Assistance:  1800-88-3833

  Payment Method
 1.
 Credit Card Authorization to 
Kurnia Insurans Berhad 
 
 2.
 3.
 4.
Cash / Cheque (WONG YOCK WAN AGENCY) PUBLIC BANK A/C No:3139984110
5. 
 
  
 























Incident Report Form






Safety Belt


























基本覆盖                                                                                                 

基本的汽車政策保護被保險人遭受損失或損壞的保險車輛, 
第三者的人身傷亡和財產取決於選定的覆蓋面。可覆蓋的類型有: 

第三方封面 
被保險人招致的法律責任所引起的給第三方對雙方身體傷害和財
產損失。 

第三方火災及盜竊封面
提供涵蓋的“第三方封面”,也將予以賠償被保險人在事件被保險人
的車輛被盜或損壞的火災。 

綜合保障 
提供包括如“第三方參與消防及盜竊保障”,再加上物理損壞保險的
車輛發生意外碰撞後或過度轉向。


特殊津貼                                                                                                      

天安汽車輔助系統,24小時援助服務故障和事故都可以免費的天安 
私家車的綜合政策。 

主題 /財產的保險                                                                                       

該政策包括以下類型的車輛:

私家車
私家車,私人凡與四輪驅動(私用)

貨車
商業性貨物的車輛實施以'A'和'C'證;也汽油,柴油和瀝青油船, 液化 
氣龍裝載機和拖車,低'的'和'C'許可證。

其他類型的車輛
出租車,公共汽車,摩托車,拖拉機,汽車吊等公共汽車,摩托車, 
拖拉機,汽車吊等

保險費和額外保障                                                                                     

保險費是按規定的汽車關稅由Persatuan Insurans上午馬來西亞(PIAM)
基於以下屬性: 
  • 覆蓋類型(綜合,第三方火災和盜竊,第三黨)
  • 使用車輛(私家車,貨車運載車,公共汽車,出租車等)
  • 汽缸容量/載客量
  • 汽車時代
  • 允許非傳染病
  • 投保額
  • 授權號司機
  • 擴大覆蓋範圍
投保人還享有下列額外保險費的補助:


擋風玻璃(只包括綜合
涵蓋了破碎的玻璃上的擋風玻璃,前,後方和側面的窗口。損壞
的擋風玻璃會被取代,你的國家協調機構將不會受到影響。
[保險費用 - 15%的保險金額]


補償分攤維修時間(車)(只包括綜合)
被保人對損失的補償問題,他使用的車輛理賠的基礎上的評估所需
的時間因意外維修索賠,而不是在數天的車是奠定了在研討會上。  
(如需詳細資料,請參考我們的代理商/最近分支機構)。


所有驅動覆蓋
(供私人使用的車輛登記在公司/機構)這種額外的授權範圍允許
任何人駕駛您的汽車。不適用於商用車輛(即拖車,貨車等)。
[保險費用 - 每輛 50令吉]


覆蓋所有乘客
(對於摩托車綜合 /第三方封面)本政策適用於無名選手。
[保險費用 - 50%負載的基本保費]

法律责任的乘客
这个覆盖保护被保人对法律责任的乘客在事件的索赔
[保险费用- 25的第三方保费]
基本保费最多只有4人

罷工,暴亂和民變(只包括綜合)
涵蓋了車輛所造成的損害對罷工,暴動,民變險。
[保費 = 0.3%×你的車輛投保金額]


法律責任的乘客
涵蓋了乘客的法律責任的行為疏忽。
[保費 - RM7.50每車]


本年度非傳染性疾病救濟
這個擴展提供支付賠償損失的“無索償折扣”(NCD)。
[保費 - 享有15%的慢性非傳染性疾病的當期保險費和受
最低保費 50令吉]


保單字眼                                                                                                     

點擊這裡查看保單條款。


HOW TO BUY                                                                                                 
1 在線購買私人汽車保險

購買私人摩托車網上保險
2 直接從我們這裡買 (Wong Yock Wan Agency) code H71500-00
3 Make Product Enquiry
4
24小時自動援助:  1800-88-3833


Contact Us
Call 
your nearest authorized agent,
SIMON POON of WONG YOCK WAN AGENCY: 016 234 8808.
Tel/Fax: 603-7450 1398 (agency) or Fax to 603-7772 3698
Skype: simpoon / simpoon3  Email: simon@simonpoonagency.net ; 
simpoon48@gmail.com ; simonpoon@tm.net.my

















Road Safety Commercial Think Always Wear A Seatbelt

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  Oct 17, 2014, 9:46 PM Simon Poon
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Dear Valued Customers,Effective 10 August 2010, Private Car Comprehensive insurance for vehicle above15 years old is subject to 30% premium loading (Insured's Age Loading 15% andVehicle Age Loading 15%). 尊敬的客户,有效2010年8月10日,综合以上的私家车15年的旧机动车保险受额外30%的溢价(被保险人的年龄载入15%和15%的装载车龄)。  Sep 26, 2010, 3:18 PM Simon Poon
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Dear Valued Customers,Effective 03 June 2011, Private Car Comprehensive insurance for vehicle above15 years old is subject to 35% premium loading (Insured's Age Loading 15% and Vehicle Age Loading 15%). 尊敬的客户,有效2011年6月03日,综合以上的私家车15年的旧机动车保险受额外35%的溢价(被保险人的年龄载入15%和15%的装载车龄)。   From : Subject : To : Attachment : Revised Private Car UW Guidelines 03 June 2011  148k v. 6 Jan 18, 2012, 10:50 AM Simon Poon
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Kurnia Insuran - Motor Claims Guide. 天安保险 -汽车保险索偿指南。 Panduan tuntutan Insuran Kenderaan Bermotor Kurnia Insuran  42k v. 5 Jun 5, 2011, 3:32 PM Simon Poon
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How to make an insurance claim from Kurnia. 如何使从天安保险索赔。Cara membuat tuntutan insurans daripada Kurnia.  42k v. 5 Jun 5, 2011, 3:34 PM Simon Poon
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All Insurer_Motor_Endorsement Request_FormMotor Insurance Request for Changes such as Cancellation, transfer of interest, NCD withdrawal/ reimbursement, additional name driver and other request.  Nov 14, 2012, 3:23 AM Simon Poon
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Kurnia Insurans_Motor_Endorsement Request_FormMotor Insurance Request for Changes such as Cancellation, transfer of interest, NCD withdrawal/ reimbursement, additional name driver and other request.  Nov 14, 2012, 3:23 AM Simon Poon
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Kurnia insurans_ Requisition For Cancellation, Transfer my/our NCD entitlement, DECLARATION OF LOSS OF CERTIFICATE OF INSURANCE, ENDORSEMENT REQUEST, LETTER OF UNDERTAKING, DPPA / MCPA / MOTOR PROPOSAL FORM / VEHICLE INSPECTION FORM  Nov 14, 2012, 3:30 AM Simon Poon
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Malaysian Private Car Tariff Rated Schedule Of Premium  Jan 8, 2011, 7:16 PM Simon Poon
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Kurnia insurans_ Requisition For Cancellation, Transfer my/our NCD entitlement, DECLARATION OF LOSS OF CERTIFICATE OF INSURANCE, ENDORSEMENT REQUEST, LETTER OF UNDERTAKING, DPPA / MCPA / MOTOR PROPOSAL FORM / VEHICLE INSPECTION FORM   648k v. 4 Nov 14, 2012, 3:30 AM Simon Poon
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  715k v. 4 Jan 8, 2011, 7:16 PM Simon Poon
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Loading and premium increase factor for latest underwriting updates of Kurnia Insurans.  Jun 5, 2011, 3:23 PM Simon Poon
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ISM_Sum_Insured_Value_Guideline_2012 02. Market Value for February 2012 Updated.  Nov 14, 2012, 4:24 AM Simon Poon
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ISM Sum Insured Guide Line_Last update April 2010(投保额2010年4月更新指南)Panduan Nilai Pertanggungan_Tarikh Kemaskini Terakhir_April 2010     262k v. 5 Nov 14, 2012, 3:35 AM Simon Poon
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Sum Insured Guide Line_Last update June 2010(投保额2010年6月更新指南)Panduan Nilai Pertanggungan_Tarikh Kemaskini Terakhir_Jun 2010    Feb 16, 2012, 6:36 AM Simon Poon
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Mestari Adjuster Recommended Insured Market Value adopted for numerous Insurer.Mestari Adjuster采用推荐保险市场价值为众多保险公司  Nov 14, 2012, 4:24 AM Simon Poon
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English Version. As for policy wordings, we no longer print them on your policy schedule and certificate of insurance as part of our effort for environmental conservation. You may view or print the policy wordings of your policy document number (stated at the top right corner of your document) here.   Dec 5, 2010, 11:50 PM Simon Poon
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Kurnia private car_Published copy of policy for motor insurance by WONG YOCK WAN AGENCY (H-71500-00) authorized agent for Kurnia Insuran (M) Berhad  Sep 18, 2012, 6:02 AM Simon Poon
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Bahasa Malaysia Version. As for policy wordings, we no longer print them on your policy schedule and certificate of insurance as part of our effort for environmental conservation. You may view or print the policy wordings of your policy document number (stated at the top right corner of your document) here.    Feb 23, 2012, 7:35 PM Simon Poon
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Commercial Vehicle Policy Wording for KIB for evaluation and understanding.  97k v. 5 Dec 5, 2010, 11:50 PM Simon Poon
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ISM_Sum_Insured_Value_Guideline_2011 11 15   408k v. 4 Feb 23, 2012, 7:39 PM Simon Poon
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  1941k v. 9 Feb 23, 2012, 7:03 PM Simon Poon
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Revised_2012 01 16_Motor_Tariff_2012_-_Premium_Schedules  Feb 6, 2012, 8:39 PM Simon Poon
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MMIP -Malaysian Motor Insurance Pool Handling rejected risk and high risk vehicle which are rejected by at least 2 Insurance company. (MMIP,马来西亚汽车保险中心处理拒绝的风险和高风险车辆。必须拒绝了至少2保险公司。)Pengendalian menolak risiko dan kenderaan risiko tinggi. Harus ditolak oleh minimal 2 syarikat insurans.  May 20, 2011, 8:26 PM Simon Poon
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Renewal Instruction for Master / Visa Credit card to pay your auto insurance and other lines of insurance with us. (Kurnia)Master/ Visa信用卡支付你的汽车保险和其他的保险续期指示。 (天安)   354k v. 7 Nov 14, 2012, 4:14 AM Simon Poon
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2011 10 12 FROM 2010 10 13_ISMAH ENTERPRISE_000695858-X_BKY3620_KURNIA motor_C NOTE_JVB4888440  Feb 16, 2012, 5:58 AM Simon Poon
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LEE CHOON HONG_620206065019_WNJ6585_SI 51 K_KURNIA_JVB4778882  Jun 4, 2012, 3:56 AM Simon Poon
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2012 10 06 from 2011 10 07_HO CHOOI CHOON_540927 02 5527_BJA1854_SI 2800_KURNIA C NOTE_JVB4847598  Feb 16, 2012, 5:58 AM Simon Poon
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2012 10 19 FROM 2011 10 20_MOHD ABDUL HALIM BIN MOHAMMAD_520713115027_WPG65_SI 28K_KURNIA _JVB4900763  Feb 16, 2012, 6:00 AM Simon Poon
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2012 10 22 FROM 2011 10 23_MOHD ABDUL HALIM BIN MOHAMMAD_520713115027_WLL6565_SI 29K_KURNIA _JVB4900772  Feb 16, 2012, 6:00 AM Simon Poon
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MOHD ABDUL HALIM BIN MUHAMMAD_520713115027_WLN 6565_SI 29K_KURNIA_JVB4900772  Aug 15, 2012, 4:51 AM Simon Poon
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CHIA WEI SING_410929105437_WGP 5037_SI 10K_WS 350_PREMIUM RM300.14_KURNIA_C NOTE_JVB4924376  Jun 7, 2012, 1:15 PM Simon Poon
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2012 11 19 from 2011 11 20_HOO YOON FOUNG_601116085311_WJQ5036_SI 15K_LLOP_KURNIA_JVB5000720  100k v. 4 Nov 14, 2011, 9:37 PM Simon Poon
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MOHD ABDUL HALIM BIN MOHAMMAD_520713115027_PUTRAJAYA 65_lonpac policyW12VP00677238KUL-SCH  Aug 15, 2012, 4:54 AM Simon Poon
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LEE WAI TENG_731006 08 5076_WKJ 577_SI 14K_WS 500_KURNIA_JVB6120983  Sep 18, 2012, 5:56 AM Simon Poon
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LEE CHOON HOONG_620206065019_WNJ 6585_SI 48K_Cart 14 days_KURNIA_JVB6121110  Sep 18, 2012, 5:54 AM Simon Poon
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MOHD HALIM BIN MOHAMMAD_520713115027_WPG 65_SI_28K _CART 14 DAYS_KURNIA_POL_JVB6218461_MYEG RCPT_13102012_JPJRAD47  Oct 13, 2012, 12:15 AM Simon Poon
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2014 02 03 from 2013 02 04 _BEH HAN SOON_681114085855_ 2013-01-15_03/02/2014_CRRT1301150921 98.75  Jan 15, 2013, 4:34 AM Simon Poon
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BEH HAN SOON_681114085855_WJU3371_DPPA _A1_PREMIUM_RM100.00 _KURNIA_JGB2812614.pdf  Jan 17, 2013, 6:21 AM Simon Poon
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BEH HAN SOON_681114085855_WJU3371_SI 16K_W SCREEN 700_PREMIUM_RM579.55 _KURNIA_JVB6558579.pdf  Jan 15, 2013, 4:33 AM Simon Poon
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GLORIA HOOI YOKE MEI_550220055430_WQM1464_SI 12K_KURNIA POL_JVB7454502  Sep 23, 2013, 9:32 AM Simon Poon