Perfect 10 Extension Personal Accident Insurance

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POLICY DETAILS
Basic Cover
Eligibility
Table of Benefits & Premium
Policy Wordings
How to Buy


10:00
BASIC COVER
 
This policy provides 24 hours worldwide protection against accidents resulting in accidental death, disablement or medical expenses. Additional benefits are hospital income, post hospitalization allowance, personal liability, repatriation expenses, corrective dental & cosmetic surgery, bereavement allowance & ambulance fees. The limits of cover are in accordance to the selected plan.
 
A choice of 10 affordable plans to suit your needs
Medical expenses including traditional treatment
Service tax on medical expenses is reimbursable
10% discount if you and your family are insured together


ELIGIBILITY
 
Insured Person must be a Malaysian or Permanent Resident of Malaysia aged 30 days to 65 years old
Children below 18 years old are eligible for Plan 1 and 2 only


TABLE OF BENEFITS & PREMIUM
 
Premium is based on selected plan and occupation class.

TABLE OF BENEFITS (RM)
BENEFITS Plan 1 Plan 2 Plan 3 Plan 4 Plan 5
Accidental Death 25,000 50,000 100,000 150,000 200,000
Permanent Disablement 25,000 50,000 100,000 150,000 200,000
Medical Expenses (including traditional treatment, RM30 per visit up to RM300 per accident) 1,000 2,000 3,000 4,000 5,000
Hospital Income (per week up to 52 weeks) 100 200 300 400 500
Post Hospitalisation Allowance (per week) 50 100 150 200 250
Personal Liability 100,000 100,000 100,000 100,000 100,000
Repatriation Expenses (on death overseas) 5,000 5,000 5,000 5,000 5,000
Corrective Dental & Cosmetic Surgery 5,000 5,000 5,000 5,000 5,000
Bereavement Allowance 2,000 2,000 2,000 2,000 2,000
Ambulance Fees 500 500 500 500 500
PREMIUM          
* CLASS I & II 44 78 129 180 231
* CLASS III 64 115 191 268 345
 
BENEFITS Plan 6 Plan 7 Plan 8 Plan 9 Plan 10
Accidental Death 300,000 400,000 500,000 750,000 1,000,000
Permanent Disablement 300,000 400,000 500,000 750,000 1,000,000
Medical Expenses (including traditional treatment, RM30 per visit up to RM300 per accident) 6,000 7,000 8,000 9,000 10,000
Hospital Income (per week up to 52 weeks) 600 700 800 900 1,000
Post Hospitalisation Allowance (per week) 300 350 400 450 500
Personal Liability 100,000 100,000 100,000 100,000 100,000
Repatriation Expenses (on death overseas) 5,000 5,000 5,000 5,000 5,000
Corrective Dental & Cosmetic Surgery 5,000 5,000 5,000 5,000 5,000
Bereavement Allowance 2,000 2,000 2,000 2,000 2,000
Ambulance Fees 500 500 500 500 500
PREMIUM          
* CLASS I & II 317 403 489 680 872
* CLASS III - - - - -
 
CLASSIFICATION OF OCCUPATION
 
*Class I
Persons engaged in professional administrative, managerial, clerical and non-manual occupations.
*Class II
Persons engaged in work of supervisory nature but not involved in manual labour.
*Class III
Persons engaged in manual work which involve the use of tools or machinery.
 
10 FREE EXTENSIONS
 
1. Strike, Riot & Civil Commotion
2. Hijacking
3. Drowning
4. Amateur Sports, Winter Sports, Motorcycling, Hunting, Scuba Diving
5. Murder and Assault (unprovoked)
6. Insect, Snake, Vermin and Animal Bites
7. Disappearance
8. Natural Disaster
9. Exposure to Natural Elements
10. Suffocation through Smoke, Fumes, Poisonous Gas or Food Poisoning


POLICY WORDINGS
 
Click here to view Policy Wordings.


HOW TO BUY
1 Buy Online
2 Buy directly from our Agents
3 Make a Payment
4 Make Product Enquiry
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