| POLICY DETAILS |
| Basic
Cover |
| Special
Bonus |
| Eligibility |
| Table
of Benefits & Premium |
| How
To Buy |
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This policy provides 24 hours worldwide
protection against accident resulting in accidental
death,
permanent disablement, temporary total disablement /
temporary
partial disablement or medical expenses up to the
amount
of benefits selected.
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Bereavement Allowance of RM2,000 |
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Personal Liability of RM75,000 Any One Accident & Any
One Period of insurance |
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Insured
Person must be a Malaysian or Permanent Resident
of Malaysia aged 30 days to 65 years old. |
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Children below 15 years are eligible for sum insured
up to RM50,000 per person. |
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TABLE
OF
BENEFITS & PREMIUM (KURNIA STAR PA)
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Premium is calculated based on
occupation
class and amount of coverage (sum insured).
| Section |
Benefits |
Amount
of Coverage (RM) |
PREMIUM
(RM)
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Occupation Class |
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*I |
*II |
*III |
| A |
Accidental Death |
Every 10,000 |
5.50 |
7.50 |
11.50 |
| B |
Permanent Disablement |
Every 10,000 |
5.50 |
7.50 |
11.50 |
| C1 |
Temporary Total
Disablement |
100 per week |
17.00 |
27.00 |
34.00 |
| C2 |
Temporary Partial
Disablement |
50 per week |
| D |
Medical Expenses (Max RM5,000) |
Every 1,000 |
8.00 |
9.00 |
10.00 |
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| CLASSIFICATION OF
OCCUPATION |
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| *Class I |
Persons engaged in
professional
administrative, managerial, clerical and
non-manual
occupations.
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| *Class II |
Persons engaged in work of
supervisory
nature but not involved in manual labour.
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| *Class III |
Persons engaged in manual
work
which involve the use of tools or machinery.
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| FREE EXTENSIONS |
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Strike, Riot and Civil Commotion |
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Hijacking |
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Food Poisoning |
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Drowning |
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Amateur Sports |
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Murder and Assault (unprovoked) |
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Insect, Snakes, Vermin and Animals Bites |
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Disappearance |
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Winter Sports |
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Natural Disasters |
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Exposure to Natural Elements |
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Motorcycling |
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Hunting |
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Scuba Diving |
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Suffocation through Smoke, Fumes and
Poisonous Gas |
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Application/ Proposal Form