Star Personal Accident Insurance


POLICY DETAILS
Basic Cover
Special Bonus
Eligibility
Table of Benefits & Premium
How To Buy
 
Kurnia Star Personal Accident Insurance


BASIC COVER
 
This policy provides 24 hours worldwide protection against accident resulting in accidental death, permanent disablement, temporary total disablement / temporary partial disablement or medical expenses up to the amount of benefits selected.


SPECIAL BONUS
 
Bereavement Allowance of RM2,000
Personal Liability of RM75,000 Any One Accident & Any One Period of insurance


ELIGIBILITY
 
Insured Person must be a Malaysian or Permanent Resident of Malaysia aged 30 days to 65 years old.
Children below 15 years are eligible for sum insured up to RM50,000 per person.


TABLE OF BENEFITS & PREMIUM (KURNIA STAR PA)

 
Premium is calculated based on occupation class and amount of coverage (sum insured).

Section Benefits Amount of Coverage (RM) PREMIUM (RM)
    Occupation Class
    *I *II *III
A Accidental Death Every 10,000 5.50 7.50 11.50
B Permanent Disablement Every 10,000 5.50 7.50 11.50
C1 Temporary Total Disablement 100 per week 17.00 27.00 34.00
C2 Temporary Partial Disablement 50 per week
D Medical Expenses (Max RM5,000) Every 1,000 8.00 9.00 10.00
 
CLASSIFICATION OF OCCUPATION
 
*Class I
Persons engaged in professional administrative, managerial, clerical and non-manual occupations.
*Class II
Persons engaged in work of supervisory nature but not involved in manual labour.
*Class III
Persons engaged in manual work which involve the use of tools or machinery.
 
FREE EXTENSIONS
Strike, Riot and Civil Commotion
Hijacking
Food Poisoning
Drowning
Amateur Sports
Murder and Assault (unprovoked)
Insect, Snakes, Vermin and Animals Bites
Disappearance
Winter Sports
Natural Disasters
Exposure to Natural Elements
Motorcycling
Hunting
Scuba Diving
Suffocation through Smoke, Fumes and Poisonous Gas


HOW TO BUY
1 Buy directly from Us
2 Make A Payment
3 Make Product Enquiry
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