POLICY DETAILS |
Basic
Cover |
Special
Bonus |
Eligibility |
Table
of Benefits & Premium |
How
To Buy |
|
|
 |
|
|
|
|
This policy provides 24 hours worldwide
protection against accident resulting in accidental
death,
permanent disablement, temporary total disablement /
temporary
partial disablement or medical expenses up to the
amount
of benefits selected.
|
|
|
|
 |
Bereavement Allowance of RM2,000 |
 |
Personal Liability of RM75,000 Any One Accident & Any
One Period of insurance |
|
|
|
|
 |
Insured
Person must be a Malaysian or Permanent Resident
of Malaysia aged 30 days to 65 years old. |
 |
Children below 15 years are eligible for sum insured
up to RM50,000 per person. |
|
|
TABLE
OF
BENEFITS & PREMIUM (KURNIA STAR PA)
|
|
|
|
Premium is calculated based on
occupation
class and amount of coverage (sum insured).
Section |
Benefits |
Amount
of Coverage (RM) |
PREMIUM
(RM)
|
|
|
Occupation Class |
|
|
*I |
*II |
*III |
A |
Accidental Death |
Every 10,000 |
5.50 |
7.50 |
11.50 |
B |
Permanent Disablement |
Every 10,000 |
5.50 |
7.50 |
11.50 |
C1 |
Temporary Total
Disablement |
100 per week |
17.00 |
27.00 |
34.00 |
C2 |
Temporary Partial
Disablement |
50 per week |
D |
Medical Expenses (Max RM5,000) |
Every 1,000 |
8.00 |
9.00 |
10.00 |
|
|
|
CLASSIFICATION OF
OCCUPATION |
|
*Class I |
Persons engaged in
professional
administrative, managerial, clerical and
non-manual
occupations.
|
*Class II |
Persons engaged in work of
supervisory
nature but not involved in manual labour.
|
*Class III |
Persons engaged in manual
work
which involve the use of tools or machinery.
|
|
|
FREE EXTENSIONS |
 |
Strike, Riot and Civil Commotion |
 |
Hijacking |
 |
Food Poisoning |
 |
Drowning |
 |
Amateur Sports |
 |
Murder and Assault (unprovoked) |
 |
Insect, Snakes, Vermin and Animals Bites |
 |
Disappearance |
 |
Winter Sports |
 |
Natural Disasters |
 |
Exposure to Natural Elements |
 |
Motorcycling |
 |
Hunting |
 |
Scuba Diving |
 |
Suffocation through Smoke, Fumes and
Poisonous Gas |
|
|
|
|