Professional Indemnity

 Chinese Language    Bahasa Malaysia    Hindi      Japanese    Korean    German    Arabic    Thai    Veitnamese   - Translation
 

Introduction                                                                                                                                                                     
A person who specializes in particular skills and professes to exercise those skills in the affairs of others is bound to exercise the care and skill of ordinary competent practitioners in that profession. Failure to do so may result in liability claim or lawsuit alleging breach of professional duty. Professional Indemnity policy (PI) provides indemnity against such potential professional liability exposure. Our Principal Insurer offers PI to a wide range of professions such as lawyers, accountants, architects, engineers, surveyors, general medical practitioners, opticians, estate agents and etc.

As liability is intangible in nature, a professional proposer would have to choose the limit of indemnity (sum insured) as he deems appropriate and necessary.


1st Principal Insurer


 
Features & Benefits

Market Specialization

  • Architects, landscape architects and interior designers
  • Public accountants and company secretaries
  • Engineers
  • Property managers
  • Print and broadcast media
  • Advertising agents
  • Consultants
  • Designers
  • Spa operators
  • Travel agents
  • Lawyers
  • Miscellaneous professions

Subpage Listing


The Elite Professional Indemnity Insurance Policy provides comprehensive protection for professionals against a wide range of civil liabilities they face in the conduct of their business.

Coverage salient features (inbuilt) are listed below for your ease of comparison to the general market negligence based wording:


COVERAGE FEATURES

· Broad Insuring clause covers any Claim for civil liability in the conduct of the Business
· Cover is on "pay on behalf" rather than indemnity
· Covers vicariously liability for consultants, contractors, subcontractors & agents
· Covers defamation
· Covers intellectual property infringement
· Covers liability arising from participation in joint ventures
· Covers loss of documents
· Automatically covers newly acquired or created subsidiaries for 30 days
· Covers run-off for Insured firms that have been merged, acquired or ceased
· Continuous cover if continuously insured with our representation insurer.
· Legal representation at inquiries
· Covers claims brought by related persons & entities if the claim originates from an independent third party claimant
· 60 days notification period after termination of policy
· Covers defense of claims for non-monetary relief
· Covers volunteers

· Optional cover for Fraud & Dishonesty of Principals & Employees, until admission, judgment or adjudication
·  Optional cover for Principals’ previous businesses in the same profession (fully retroactive)


Principal Exclusions
Dishonesty, fraud *
Libel or Slander*
Loss of or damage to property (including document) in the Insured's Care, Custody or Control*
Contractual or assumed liability
Fines, Penalties, Exemplary or Punitive Damages
Infringement of Intellectual property rights*
Claim by or against parent company, subsidiary or associated company
Directors' & Officers' liability
Asbestos liability, Urea Formaldehyde, AIDS
Pollution liability
Radiation or nuclear
Terrorism or War
(The above are the common principal exclusions of a PI policy. Please refer to PI Policy
for the profession concerned for a complete list of and details of all exclusions.)
Extensions (optional and with additional premium)
Dishonesty of Employees*
Libel & Slander*
Loss of Documents*

Documents Required For Applying A PI Policy
For both new and renewal risks and all requests for quotation must be by way of submitting the following documents to the Liability Unit at Head Office:
Duly completed, signed and dated PI Proposal Form (There are different PI Proposal Forms for different professions)
Any other document as required and stated in the Proposal Form Details (date, nature, amount and status of loss) of previous claims/losses (if any)



Decline Risks (1st Principal)
  • Top biggest 8 Legal firms, top biggest 5 Accountants, Architects or Engineering consultants
  • Financial institutions, Financial advisers or planners, Risk management consultants
  • Debt collection agencies, Receivers, Liquidators
  • Contractors, Design & built engineering firm (turnkey contractors)
  • Valuers
  • Security guards
About Our Website - Disclaimer
View
We are a registered malaysian insurance agency representative. This guide is designed to provide you with general information in the event of an insurance offer and acceptance, underwriting, scope of coverage, claim procedures in Malaysia that risk that may be covered by selected classes of insurance. This page was updated on September 14, 2010, and is not continuously updated and monitored and may be out of date by the time you read it. This guide does not constitute legal advice, which is given only in the context of an attorney/client relationship after giving specific consideration to the unique facts of the matter, including the specific policy language. Note that policy language differs and may require different or additional steps. The steps in other jurisdictions may not be the same. For specific advice, consult with an attorney (lawyer) licensed to practice in your jurisdiction.  Sep 13, 2010 10:40 PM Simon Poon
 Application / Proposal & Quot Request
ACEPIproposal-media-Malaysia2008np.pdf
View Download
This form is intended for publishers, printers, broadcasters, advertising agents, market researchers, graphic designers, public relations, marketing, corporate identity and image consultants and other media industry professionals. 這種形式是為出版商,印刷,廣播,廣告代理,市場研究人員,平面設計師,公共關係,市場營銷,企業形象和形象顧問和其他媒體行業的專業人士。 (Borang ini bertujuan untuk penerbit, pencetak, penyiar, agen pengiklanan, pasaranpenyelidik, pereka grafik, public relations, pemasaran, identiti syarikat dan perunding citra dan media profesional di bidang industri.)  191k v. 5 Nov 6, 2010 4:31 AM Simon Poon
ACEPIProposal-Tech-Malaysia2008np.pdf
View Download
Proposal Form for IT Professional such as IT Programmer, IT Services Provider , IT Consultant Engineers and Information Technology.   246k v. 4 Jan 21, 2011 7:24 AM Simon Poon
Computer Consultants Professional Indemnity Insurance - Interactive Online Proposal Form
View
Computer Consultants Professional Indemnity Insurance - Interactive Online Proposal Form  Dec 13, 2011 1:18 AM Simon Poon
Computer Consultants Professional Indemnity Insurance Proposal Form
View
Computer Consultants Professional Indemnity Insurance Proposal Form  Feb 19, 2012 2:21 AM Simon Poon
_pform_Construction_PI.pdf
View Download
Proposal Form for Construction Professional such as Architects, Quantity Surveyors, Consultant Engineers.  保險投保書,如建築專業建築師,工料測量師,顧問工程師。 Borang Cadangan Insurance Professional Indemniti bagi Pembinaan Profesional seperti Arkitek, Quantity Surveyor, Jurutera Konsultan untuk suatu sebutharga yang berpatutan dan lumayan.  234k v. 7 Nov 6, 2010 4:35 AM Simon Poon
PI_LAWYERS_EXCESSLIAB_AGICMB.pdf
View Download
Proposal Form for Professional Lawyer for Excess Layer coverage on top of Bar Council Requirement.  314k v. 5 Nov 6, 2010 4:36 AM Simon Poon
 Appplication/Proposal - Miscellaneous
PI_MISC_BMCIGA.pdf
View Download
  579k v. 3 Nov 24, 2009 11:00 PM Simon Poon
QBEICTproposalform-July2011.pdf
View Download
  662k v. 3 Dec 12, 2011 6:58 PM Simon Poon
QBEICTSupplementaryProposalForm-ServiceProviders-July2011.pdf
View Download
  42k v. 2 Dec 12, 2011 6:58 PM Simon Poon
QBEICTSupplementaryProposalForm-SoftwareDevelopers-July2011.pdf
View Download
  46k v. 3 Dec 12, 2011 6:58 PM Simon Poon
 Code of Ethic, Practice & Conduct
Duties of a Doctor - Confidentiality
View
This Booklet serves as a guide to the medical practitioners to meet the standard of care and professionalism set out by the Malaysian Medical Council. It contains the moral and professional obligations expected of the medical practitioners of this country. It also serves to enhance public awareness of such standards expected from the doctor who treats them. Such awareness will hopefully encourage greater adherence by the doctors to these guidelines. I therefore, urge all medical practitioners to adhere to these guidelines outlined in this booklet, at all times. Useful contributions from the medical fraternity may be incorporated in future revision of these guidelines. Tan Sri Dato' Dr. Abu Bakar bin Suleiman President Malaysian Medical Council. January, 2001   Nov 11, 2010 12:00 AM Simon Poon
Duties of a Doctor - Good Medical Practice [ Good Medical Practice | Confidentiality ]
View
FOREWORDThis Booklet serves as a guide to the medical practitioners to meet the standard of care professionalism set out by the Malaysian Medical Council. It contains the moral and professional obligations expected of the medical practitioners of this country.Tan Sri Dato' Dr. Abu Bakar bin SuleimanPresidentMalaysian Medical Council,January, 2001   Nov 10, 2010 11:55 PM Simon Poon
一個醫生的職責-良好的醫療實踐
View
這本小冊子作為一個指導的醫生,符合標準的護理專業設置由馬來西亞醫務委員會. 它包含的道德和職業義務預期的醫生對這個國家。丹斯里拿督本蘇萊曼博士阿布巴卡爾 President 總統 Malaysian Medical Council, 馬來西亞醫藥理事會, January, 2001 2001年1月  May 7, 2010 8:50 PM Simon Poon
 Definition of Terms / Glossary
Fitnah (Defamation)
View
Fitnah merupakan komunikasi kepada satu orang atau lebih yang bertujuan untuk memberikan stigma negatif atas suatu peristiwa yang dilakukan oleh pihak lain berdasarkan atas fakta palsu yang dapat mempengaruhi penghormatan, wibawa, atau reputasi seseorang. Kata "fitnah" diserap dari bahasa Arab, dan pengertian aslinya adalah "cobaan" atau "ujian".  Nov 22, 2009 7:40 PM Simon Poon
 Lawsuit & Verdict
Court awards RM870,000 to couple and son over medical negligence
View
MUAR: The High Court here awarded a couple and their 10-year-old son a total of RM870,000 due to medical negligence by two hospitals and the Government during the child’s birth. The couple Zainab Sam, 45, husband ex-army Sjn Rosli Mohd Amin, 53, and son Ahmad Alif Iqmal Rosli were present when Judicial Commissioner Datuk Ummi Kalthum Abdul Majid passed the decision on Friday.  Jan 20, 2011 11:44 PM Simon Poon
Defamation News Malaysia
View
Link to Database for Defamation Lawsuit Blogs in Malaysia for Studies Reference.  Aug 28, 2010 10:51 PM Simon Poon
Surgeons must get consent to take photos of intimate parts
View
Court: Surgeons must get consent to take photos of intimate parts By PRISCILLA DIELENBERG  Sep 1, 2010 9:15 PM Simon Poon
 Malaysian Government Law / Acts
Act 175 TRADE MARKS ACT 1976 Incorporating all amendments up to 1 January 2006 PUBLISHED BY THE COMMISSIONER OF LAW REVISION, MALAYSIA UNDER THE AUTHORITY OF THE REVISION OF LAWS ACT 1968 IN COLLABORATION WITH PERCETAKAN NASIONAL MALAYSIA BHD 2006
View
Act 175 TRADE MARKS ACT 1976 Incorporating all amendments up to 1 January 2006 PUBLISHED BY THE COMMISSIONER OF LAW REVISION, MALAYSIA UNDER THE AUTHORITY OF THE REVISION OF LAWS ACT 1968 IN COLLABORATION WITH PERCETAKAN NASIONAL MALAYSIA BHD 2006  May 2, 2010 3:04 PM Simon Poon
ACT 286. DEFAMATION ACT 1957
View
Act 286 DEFAMATION ACT 1957 Incorporating all amendments up to 1 January 2006 PUBLISHED BY THE COMMISSIONER OF LAW REVISION, MALAYSIA UNDER THE AUTHORITY OF THE REVISION OF LAWS ACT 1968 IN COLLABORATION WITH PERCETAKAN NASIONAL MALAYSIA BHD 2006   Sep 1, 2010 10:51 PM Simon Poon
Act 291 PATENTS ACT 1983 Incorporating all amendments up to 1 May 2006
View
Act 291 PATENTS ACT 1983 Incorporating all amendments up to 1 May 2006 PUBLISHED BY THE COMMISSIONER OF LAW REVISION, MALAYSIA UNDER THE AUTHORITY OF THE REVISION OF LAWS ACT 1968 IN COLLABORATION WITH PERCETAKAN NASIONAL MALAYSIA BHD 2006  May 2, 2010 3:00 PM Simon Poon
Act 338 BROADCASTING ACT 1988
View
Act 338 BROADCASTING ACT 1988 (Repealed by The Communications and Multimedia Act 1998 [Act 588])  May 7, 2010 11:51 AM Simon Poon
Act 552 INDUSTRIAL DESIGNS ACT 1996 Incorporating all amendments up to 1 January 2006
View
Act 552 INDUSTRIAL DESIGNS ACT 1996 Incorporating all amendments up to 1 January 2006  May 2, 2010 2:51 PM Simon Poon
Act 553 INSURANCE ACT 1996 Incorporating all amendments up to 1 January 2006
View
Act 553 INSURANCE ACT 1996 Incorporating all amendments up to 1 January 2006 PUBLISHED BY THE COMMISSIONER OF LAW REVISION, MALAYSIA UNDER THE AUTHORITY OF THE REVISION OF LAWS ACT 1968 IN COLLABORATION WITH PERCETAKAN NASIONAL MALAYSIA BHD 2006  May 2, 2010 3:00 PM Simon Poon
Act 588 com unicatio ns and multim edia act 1998
View
Act 588 com unicatio ns and multim edia act 1998 Incorporating all amendments up to 1 January 2006  May 7, 2010 11:55 AM Simon Poon
Act 617 INTELLECTUAL PROPERTY CORPORATION OF MALAYSIA ACT 2002 Incorporating all amendments up to 1 January 2006 PUBLISHED BY THE COMMISSIONER OF LAW REVISION, MALAYSIA UNDER THE AUTHORITY OF THE REVISION OF LAWS ACT 1968
View
Act 617 INTELLECTUAL PROPERTY CORPORATION OF MALAYSIA ACT 2002 Incorporating all amendments up to 1 January 2006 PUBLISHED BY THE COMMISSIONER OF LAW REVISION, MALAYSIA UNDER THE AUTHORITY OF THE REVISION OF LAWS ACT 1968 IN COLLABORATION WITH PERCETAKAN NASIONAL MALAYSIA BHD 2006  Nov 30, 2009 9:26 AM Simon Poon
Akta 175 AKTA CAP DAGANGAN 1976 Mengandungi segala pindaan hingga 1 Januari 2006
View
Akta 175 AKTA CAP DAGANGAN 1976 Mengandungi segala pindaan hingga 1 Januari 2006  May 2, 2010 3:07 PM Simon Poon
Akta 87 AKTA PERIHAL DAGANGAN 1972
View
Mengandungi segala pindaan hingga 1 Januari 2006 DITERBITKAN OLEH PESURUHJAYA PENYEMAK UNDANG-UNDANG, MALAYSIA DI BAWAH KUASA AKTA PENYEMAKAN UNDANG-UNDANG 1968 SECARA USAHA SAMA DENGAN PERCETAKAN NASIONAL MALAYSIA BHD 2006  May 7, 2010 12:23 PM Simon Poon
cOMMunIcAtIOnS And MuLtIMedIA Act 1998
View
Act 588 Communications And Multimedia Act 1998 Incorporating all amendments up to 1 January 2006  Dec 26, 2010 9:24 AM Simon Poon
TRADE MARKS ACT 1976
View
Act 175 TRADE MARKS ACT 1976 Incorporating all amendments up to 1 January 2006 PUBLISHED BY THE COMMISSIONER OF LAW REVISION, MALAYSIA UNDER THE AUTHORITY OF THE REVISION OF LAWS ACT 1968 IN COLLABORATION WITH PERCETAKAN NASIONAL MALAYSIA BHD 2006  Aug 22, 2010 2:23 AM Simon Poon
TRADE UNIONS ACT 1959
View
Act 262 TRADE UNIONS ACT 1959 Incorporating all amendments up to 1 January 2006 PUBLISHED BY THE COMMISSIONER OF LAW REVISION, MALAYSIA UNDER THE AUTHORITY OF THE REVISION OF LAWS ACT 1968 IN COLLABORATION WITH PERCETAKAN NASIONAL MALAYSIA BHD 2006  Aug 22, 2010 2:22 AM Simon Poon
 Malaysian Professional Association & Body
National House Buyers Association of Malaysia
View
Building and Common Property (Maintenance and Management) Act 2007 Act 663  May 7, 2010 8:58 PM Simon Poon
 Professional Governing Law and Act
Act 117 ARCHITECTS ACT 1967 Incorporating all amendments up to 1 January 2006
View
  Nov 24, 2009 9:56 PM Simon Poon
Act 138 REGISTRATION OF ENGINEERS ACT 1967
View
Incorporating all amendments up to 1 January 2006 PUBLISHED BY THE COMMISSIONER OF LAW REVISION, MALAYSIA UNDER THE AUTHORITY OF THE REVISION OF LAWS ACT 1968 IN COLLABORATION WITH PERCETAKAN NASIONAL MALAYSIA BHD 2006  May 7, 2010 12:03 PM Simon Poon
Act 166 LEGAL PROFESSION ACT 1976
View
Act 166 LEGAL PROFESSION ACT 1976 Incorporating all amendments up to 1 January 2006  May 7, 2010 11:21 AM Simon Poon
Act 166 LEGAL PROFESSION ACT 1976-Bahasa Malaysia
View
Akta 166 - Part II AKTA PROFESION UNDANG-UNDANG 1976  May 7, 2010 12:33 PM Simon Poon
Act 166 LEGAL PROFESSION ACT 1976-Bahasa Malaysia
View
Akta 166 -Part 1 AKTA PROFESION UNDANG-UNDANG 1976  May 7, 2010 12:33 PM Simon Poon
Act 166 LEGAL PROFESSION ACT 1976 - PART 2
View
Act 166 LEGAL PROFESSION ACT 1976 Incorporating all amendments up to 1 January 2006  May 7, 2010 11:23 AM Simon Poon
Act 168 LEGAL PROFESSION ACT 1976-Bahasa Malaysia
View
Akta 166 - Part III AKTA PROFESION UNDANG-UNDANG 1976  May 7, 2010 12:33 PM Simon Poon
Act 482 TOURISM INDUSTRY ACT 1992 Incorporating all amendments up to 1 January 2006
View
Act 482 TOURISM INDUSTRY ACT 1992 Incorporating all amendments up to 1 January 2006 PUBLISHED BY THE COMMISSIONER OF LAW REVISION, MALAYSIA UNDER THE AUTHORITY OF THE REVISION OF LAWS ACT 1968 IN COLLABORATION WITH PERCETAKAN NASIONAL MALAYSIA BHD 2006  May 7, 2010 9:12 PM Simon Poon
Act 50 MEDICAL ACT 1971 Incorporating all amendments up to 1 January 2006
View
Act 50 MEDICAL ACT 1971 Incorporating all amendments up to 1 January 2006 PUBLISHED BY THE COMMISSIONER OF LAW REVISION, MALAYSIA UNDER THE AUTHORITY OF THE REVISION OF LAWS ACT 1968 IN COLLABORATION WITH MALAYAN LAW JOURNAL SDN BHD AND PERCETAKAN NASIONAL MALAYSIA BHD 2006  Nov 24, 2009 10:37 PM Simon Poon
Act 51 DENTAL ACT 1971 Incorporating all amendments up to 1 Janauary 2006
View
Act 51 DENTAL ACT 1971 Incorporating all amendments up to 1 Janauary 2006  Nov 24, 2009 10:38 PM Simon Poon
Act 663 BUILDING AND COMMON PROPERTY (MAINTENANCE AND MANAGEMENT) ACT 2007
View
Act 663 BUILDING AND COMMON PROPERTY (MAINTENANCE AND MANAGEMENT) ACT 2007  May 7, 2010 8:54 PM Simon Poon
Act 87 TRADE DESCRIPTIONS ACT 1972
View
Incorporating all amendments up to 1 January 2006  May 7, 2010 12:20 PM Simon Poon
 Standard Policy Wordings - Call 016234 8808 for a copy
Subpages (13): Computer Consultants Professional Indemnity Insurance Construction Sector - Feasibility Study MANAGEMENT LIABILITIES FOR STRATIFIED TITLE PROPERTIES Product Disclosure Sheet - AGICMB / 4th Principal Insurer Product Disclosure Sheet _LPI (2nd Principal) Professional Indemnity - In Chinese Professional Indemnity Insurance for IT Consultants, Financial Advisor , publishers, printers, broadcasters, advertising agents, market researchers, graphic designers, public relations, marketing, corporate identity and image consultants and other media industry professionals, construction professional such as architects, quantity surveyors, consultant engineers, accountants, surveyors, general medical practitioners, opticians, real estate agents, real estate valuers , landscape architects and interior designers, public accountants, company secretaries, miscellaneous professions, Management Corporation, Joint Management Committee , spa operator, property managers, technology professional, it professionals in Kuala Lumpur, KLIA, Sepang, Petaling Jaya, Subang Jaya, Sunway, Shah Alam, Klang, Kelang, Ipoh, Seremban, Johor Bahru, Putra Jaya, Cyberjaya, Putra Height, Kota Bahru, Kuantan, Kuala Trengganu, Kuching, Sandakan, lawyers, accountants, architects, engineers, surveyors, general medical practitioners, opticians, estate agents , Malaysia, Perlis, Kedah, Pulau Pinang, Penang, Perak, Selangor, Negeri Sembilan, Melaka, Malacca, Johor, Kelantan, Trengganu, Pahang, Sabah, Sarawak. Professional Indemnity Insurance - Lawyer (Excess Layers) Professional Indemnity - Kuala Lumpur, KLIA, Sepang, Petaling Jaya, Subang Jaya, Sunway, Shah Alam, Klang, Kelang, Ipoh, Seremban, Johor Bahru, Putra Jaya, Cyberjaya, Putra Height, Kota Bahru, Kuantan, Kuala Trengganu, Kuching, Sandakan, lawyers, accountants, architects, engineers, surveyors, general medical practitioners, opticians, estate agents , Malaysia, Perlis, Kedah, Pulau Pinang, Penang, Perak, Selangor, Negeri Sembilan, Melaka, Malacca, Johor, Kelantan, Trengganu, Pahang, Sabah, Sarawak Professional Indemnity - lawyers, accountants, architects, engineers, surveyors, general medical practitioners, opticians, estate agents , Malaysia, Perlis, Kedah, Pulau Pinang, Penang, Perak, Selangor, Negeri Sembilan, Melaka, Malacca, Johor, Kelantan, Trengganu, Pahang, Sabah, Sarawak Professional Indemnity - POICB Professional Indemnity - Terms, Conditions & General Exclusions Professional Liability Malaysia

ING Start Living

SPA Condo Risk

Allianz Auto Insurance


Tailor Suite Your Financial Security Need

Site owners

  • Simon Poon