SME - COMMERCIAL RISK MANAGEMENT (中小企业 - 商业风险管理)






亲爱的SIMON POON AGENCY 

ACE Synergy Insurance Berhad公司的汽车和中小企业业务 作为我们的战略计划,以扩大产品在马来西亚ACE
的产品的一部分,我们涉足 2005年汽车和中小企业业务。随着时间的推移,在投资方面有重大 资源和基础设施
是为保证此项业务的成功。 

尽管我们的承诺,尽最大努力发展这一业务,我们已无法产生对我们的投资回报。随着我们的小组合,我们已
经无法影响这一部分的市场动态,也没有经营能力的赚取效率。继最近的一项研究结果详细的风险分析和证实
年度审查的企业,我们已经达成一种观点认为,我们不能再维持我们投资于汽车和中小企业业务。 

因此,我们要通知你,从2011年1月13日,ACE Synergy Insurance Berhad
这一切都有效的政策 迄今为止,所有条款和条件将得到兑现。对于任何续期通知书发出和在此日期之前收到的,
我们将继续处理这些如果请求。服务和索赔 调查将继续按现行。 

我们要感谢你帮助我们,当我们巨大的支持 发展汽车和中小型企业的业务组合。我们希望扩大我们的真诚 对于
任何不便表示歉意,这一决定可能的原因。如果您有任何疑问, 请致电03 2058 3399。 

此致 
对ACE SYNERGY INSURANCE BERHAD的协同 
RAJ NANRA 
行政总裁

Visits


Affinity/Small Medium Enterprise(SME)
 
The Business & Personal Insurance Solutions team of SPA-ACE in Malaysia is focused on delivering tailored general insurance solutions that are individually designed to meet the coverage and risk management needs of a wide variety of small to medium sized businesses or groups of self-employed individuals.

Our wide range of packaged solutions are delivered through targeted distribution channels and are leveraged by our state-of-the-art web-based delivery and support platforms.

The team is committed to providing practical alternative risk protection options and building customized products for individual targeted segments.

The SPA-ACE Business & Personal Insurance Solutions range of products include:

  • Office Insurance
  • Leisure Industry Insurance
  • Industrial Insurance
  • Business Insurance
  • Retail Insurance
  • Property Owner's Insurance
  • Residential Strata
  • Residential Landlords
  • Marine / General Property
  • Financial Lines

Office Insurance

This offering targets professionally occupied individual office risks which are pre-underwritten. This product is typically available to businesses such as lawyers, dentists, accountants and some 50 other "white collar" occupations. 

This packaged solution encompasses protection of property, consequential loss, public and product liability.

Leisure Industry Insurance

Focusing on clubs, restaurants, bars, cafes, bistros as well as hotels and motels, this package covers multiple lines, including machinery breakdown and is tailored to suit these occupations.

Industrial Insurance

Focused on small-to-medium enterprise, this product has been tailored to meet the specific needs of industrial businesses which require broader or business coverage.  It caters to businesses with multiple locations and can also be pre-underwritten.


Business Insurance

Focused on small-to-medium enterprises, this product has been tailored to meet the specific needs of businesses which require broader business coverage.  It caters to businesses with multiple locations and can also be pre-underwritten.

Retail Insurance

A comprehensive package designed for both multi and single site Retail businesses. The package includes multiple lines of cover including property cover, contents and stock, business interruption, public and employers liability and money.

Property Owners's Insurance

This customized product provides an extensive selection of cover options developed to cater to the niche risks faced by Body Corporate and Strata Managers.  These include Property, Loss of Rent, Fidelity, Office Bearers, Liability and even Personal Accident cover. 

Residential Strata

This customized product provides an extensive selection of cover options developed to cater to the niche risks faces by Strata managers. These include property, Loss of Rent, Fidelity, Office Bearers Liability, Public Liability and even Personal Accident cover.

Residential Landlords

This package offers comprehensive cover that has been distinctly designed for Landlords and Investors. The key policy covers include full accidental damage cover on Contents, Fixtures and Fittings, Malicious Damage by Tenant, Loss of Rent, Legal Expenses, Liability cover which can be extended to include the freestanding Dwelling.

和/中小企业 (In Chinese)

ACE(馬來西亞)保險是專門提供一般保險是單獨設計商業和個人保險方案,以滿足保險和風險管理解決方案的需求為重點多種多樣的小型企業或團體的自我職業者。

我们的包装解决方案, 提供范围广泛通过有针对性的销售渠道, 是我们的最先进的基于网络的平台, 交付和支持国家的杠杆。

该小组致力于提供切合实际的选择风险保护方案和建立个人目标细分市场定制产品。

ACE的商务和个人保险解决方案的产品范围包括:

  • 办公室综合保险
  • 休闲业保险
  • 工业保险
  • 商业保险
  • 零售保险
  • 业主们的保险
  • 住宅地层
  • 住宅楼宇的业主
  • 海洋運輸貨物保險/常规属性
  • Financial Lines 金融业务 
                                                                                                
办公室综合保险
Office Insurance  

本次发售的目标专业占领个人办公风险这是预先承保。 该产品通常提供给企业如律师,牙医,会计师以及大约50个其他“白领”职业。

包装的解决方案包括财产的保护,相应的损失,公众和产品责任。

休闲业保险Leisure Industry Insurance

在俱乐部为中心,餐厅,酒吧,咖啡馆,小酒馆以及旅馆和汽车旅馆,这个套件涵盖包括机械故障多条线路,并能切合这些职业。

工业保险  Industrial Insurance  

聚焦小至中型的企业,该产品已被定制以满足工业企业需要的特殊需要或业务覆盖面更广。 它迎合了企业的多个位置也可以预先承保。


商业保险 Business Insurance    

重点放在小型至中型的企业,该产品已被定制以满足企业的需要更广泛的业务覆盖面的具体需要。 它迎合了企业的多个位置可以预先承保。

零售保险Retail Insurance  

综合包多为单一站点和零售企业而设计。该计划包括覆盖范围包括财产,内容和股票,业务中断,市民及雇主的责任和金钱多行。

业主财产保险Property Owner's Insurance              

这种定制的产品提供了发展的选择范围广泛的选择以满足生态位的法人团体和阶层经理面临的风险。这包括物业,租金,富达,执事,甚至个人的责任和损失事故保险。

住宅地层 Residential Strata   

这种定制的产品提供了发展的选择范围广泛的选择以应付面临的生态风险管理的岩层。这包括物业,租金,富达,职者的法律责任,公众责任险甚至人身意外覆盖损失。

住宅楼宇的业主  Residential Landlords   

这个软件包提供了全面的覆盖已明显业主和投资者设计的。 . 关键的政策涵盖包括完整的内容,固定装置及设备,由租客,租金,法律费用,恶意损害赔偿损失的范围可以扩展到包括独立的居住意外伤害保险。
 
                                                                          
Afiniti / Perniagaan Kecil & Serdahana (SME)

Pasukan Solusi Insuran Perniagaan & Peribadi SPA-ACE di Malaysia menumpukan pada solusi reka khas insurans umum yang diperuntukan secara individual bagi memenuhi permintaan dan keperluan pengurusan risiko pelbagai usaha kecil dan serdahana atau gabungan usahawan individu.

Solusi berbagai kami dikemaskini dan disampaikan melalui saluran pengedaran yang disasarkan dan memanfaatkan atas teknologi penghantaran terkini berasaskan laman web dan sokongan platform.

Pasukan kami sentiasa bersedia untuk menyediakan alternatif praktikal bagi pilihan perlindungan risiko dan mendirikan produk yang disesuaikan untuk setiap segmen sasaran.

Rangkaian Solusi Risiko Perniagaan & Peribadi SPA-ACE merangkumi produk:-

  • Insurans Pejabat 
  • Insurans Industri Perlancongan
  • Insurans Perindustrian
  • Insurans Perniagaan 
  • Insurans Retail
  • Insurance Pemilik Properti
  • Residential Strata
  • Residential Landlords
  • Marine / Properti Umum
  • Litar Kewangan 

Insurans Pejabat

Program tawaran ini melindingi risiko individu pejabat profesyenal secara pra-tanggung. Produk ini diukur sedia atas perniagaan seperti jurutera, peguam, doktor gigi, akauntan, dan sekadar 50 jenis pekerjaan "kerah putih".

Solusi pakej ini meliputi perlindungan properti hak milik, akibat kehilangan properti, dan kewajipan product dan awam.

Insurans Industri Perlancongan

Berfokus pada kelab, restoran, bar, kafe, bistro dan hotel atau motel, pakej ini meliputi risiko berbaris, termasuk kerosakan enjin dan disesuaikan dengan perniagaan berkenaan.

Insurans Industri 

Berfokus pada perniagaan kecil-serdahana, produk ini telah disesuaikan bagi memenuhi keperluan khusus perniagaan industri yang memerlukan perlindungan risiko yang lebih luas atau cakupan. Ia boleh melayani perniagaan dengan lokasi berbilang-bilang dan juga boleh di pra-tanggung.


Insurans
Perniagaan 

Berfokus keatas perniagaan kecil-serdahana, Produk ini telah disesuaikan bagi memenuhi keperluan khusus perniagaan yang memerlukan perlindungan yang lebih luas. Ia melayani perniagaan dengan beberapa lokasi dan pengunderitaan sedi ada.


Insurans Retail

Pakej komprehensif yang dirancang untuk kedua-dua lokasi tunggal and pelbagai keatas tapak perniagaan. Pakej ini  merangkumi beberapa baris perlindungan termasuk perlindungan properti, isi dan stok perniagaan , gangguan perniagaan, liabilit keawajipan awam dan kewajipan majikan dan insuran wang.


Properti Pemilik's Insurans

Produk yang dikodkan ini memberikan pilihan yang luas merangkumi pilihan dikembangkan untuk memenuhi ceruk risiko yang dihadapi oleh Badan Korporat dan Pengurusan Strata Title. Ini termasuk Property, Kehilangan Sewa, Fidelity Guarantee, Pejabat Pengurusan, Kewajipan dan juga risiko Kemalangan Peribadi.

Strata Penghuni

Produk yang disediakan ini, memberikan pilihan yang luas merangkumi pilihan dikembangkan untuk memenuhi ceruk wajah risiko oleh Pengurus Strata. Ini termasuk hotel, Kehilangan sewa, Fidelity,  Kewajipan Pengendali, Liability Awam dan bahkan lindungan Kemalangan Perseorangan.

Pemunya Properti

Pakej ini menawarkan perlindungan komprehensif yang jelas direka untuk tuan tanah dan pelabur properti. Mencakupi dasar utama termasuk lengkap merangkumi kerosakan tak disengajakan keatas Isi Kandungan, Fixtures and Fittings, Perbuatan Rosak Disengaja dari pihak ketiga, Kerosakan oleh penyewa, Kehilangan Sewa, Kos Hukum, Kewajipan Pemiilik yang diperluaskan termasuk penghuni berdiri bebas.

  Application / Proposal / Underwriting
ACE Commercial - SME _Declaration By Proposer
View
Click underlined link on the Left for link to the document and then download, fill-up, signed (ACE Commercial Package Declaration Form). Commercial Package Business Proposal Form has been fill-up and you have agree to it's content of declarations.  Nov 22, 2009 7:12 AM Simon Poon
ACECommercial-SME_MalaysianProposalForm
View
Click underlined link on the Left for link to the document and then fill-up (ACE Commercial Package Proposal Form). Commercial Package Business Interactive Proposal Form for fast and prompt response time on quotation form underwriter of ACE Insurance.Feeding information by clicking selective addition coverage under ACE Commercial Package application for insurance.  Nov 22, 2009 6:54 AM Simon Poon
ACEIndustrialGUARDProposalFormBrochureDraft.pdf
View Download
View Click underlined link on the Left for link to the document and then fill-up (ACE Industrial Guard Proposal Form). Industrial Risk Business Interactive Proposal Form for ease of premium calculation when feeding   1157k v. 4 Nov 22, 2009 7:32 AM Simon Poon
ACERetailGUARDProposalFormBrochureDraft.pdf
Download
Click on underlined link on the Left for link to the document and then Click Download the relevant PDF (ACE Retail Guard Proposal Form). Retail Business Interactive Proposal Form for ease of premium calculation when feeding information by clicking selective addition coverage under ACE Retail Guard application for insurance.   492k v. 6 May 22, 2010 11:23 PM Simon Poon
ACE SME-RETAILGUARD PROPOSAL FORM
View
Application and proposal form for Retail Business risk.  应用及建议零售业务的风险形式。  Jun 5, 2010 3:08 PM Simon Poon
 Claims
Ace-Accident-and-Sickness-Claim-Form
View
Notification of Personal Accident and Sickness of staff insurance to insurer.  通知保险公司关于工作人员的人身意外和疾病  Jun 5, 2010 3:12 PM Simon Poon
Ace_general_claim_form
View
Notification of Claim to insurer.  索赔通知保险公司  Jun 5, 2010 3:14 PM Simon Poon
 Industrial Guard Policy Wordings
ACE_IndustrialGuard_PolicyWording_IG_20100118_0939_001.pdf
Download
Specimen policy wordings stating terms and conditions, general exclusions , mitigations of risk to ease risk management for associated clients and prospecting businesses. 标本保单条款及条件说明,一般不适用,风险缓解,以减少对相关的客户和勘探业务风险管理。  1222k v. 5 May 15, 2010 1:50 AM Simon Poon
 Request for Policy Changes / Endorsement Request
ACECommercialEndorsementNotificationForm_Webase_Editable.pdf
View Download
  595k v. 3 Nov 22, 2009 9:39 AM Simon Poon
 Survey / Risk Assessment
Burglary Risk Survey Report
View
  Nov 22, 2009 6:49 AM Simon Poon
Fire Risk Survey Report
View
  Nov 22, 2009 6:50 AM Simon Poon
surveyform-fire-ACE.pdf
View Download
  124k v. 2 Aug 23, 2010 10:34 PM Simon Poon
 Workplace Safety Traning
Osha Safety Training Standards
View
Safety Videos, Software and Resources for OSHA Compliance  安全视频,软件和资源为一氧化碳合格  Jun 5, 2010 3:08 PM Simon Poon

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