SME COMMERCIAL RISK MANAGEMENT (中小企业 - 商业风险管理)


Affinity/Small Medium Enterprise(SME)

The Business & Personal Insurance Solutions team of SPA-ACE in Malaysia is focused on delivering tailored general insurance solutions that are individually designed to meet the coverage and risk management needs of a wide variety of small to medium sized businesses or groups of self-employed individuals.

Our wide range of packaged solutions are delivered through targeted distribution channels and are leveraged by our state-of-the-art web-based delivery and support platforms.

The team is committed to providing practical alternative risk protection options and building customized products for individual targeted segments.

The SPA-ACE Business & Personal Insurance Solutions range of products include:

  • Office Insurance
  • Leisure Industry Insurance
  • Industrial Insurance
  • Business Insurance
  • Retail Insurance
  • Property Owner's Insurance
  • Residential Strata
  • Residential Landlords
  • Marine / General Property
  • Financial Lines

Office Insurance

This offering targets professionally occupied individual office risks which are pre-underwritten. This product is typically available to businesses such as lawyers, dentists, accountants and some 50 other "white collar" occupations. 

This packaged solution encompasses protection of property, consequential loss, public and product liability.

Leisure Industry Insurance

Focusing on clubs, restaurants, bars, cafes, bistros as well as hotels and motels, this package covers multiple lines, including machinery breakdown and is tailored to suit these occupations.

Industrial Insurance

Focused on small-to-medium enterprise, this product has been tailored to meet the specific needs of industrial businesses which require broader or business coverage.  It caters to businesses with multiple locations and can also be pre-underwritten.


Business Insurance

Focused on small-to-medium enterprises, this product has been tailored to meet the specific needs of businesses which require broader business coverage.  It caters to businesses with multiple locations and can also be pre-underwritten.

Retail Insurance

A comprehensive package designed for both multi and single site Retail businesses. The package includes multiple lines of cover including property cover, contents and stock, business interruption, public and employers liability and money.

Property Owners's Insurance

This customized product provides an extensive selection of cover options developed to cater to the niche risks faced by Body Corporate and Strata Managers.  These include Property, Loss of Rent, Fidelity, Office Bearers, Liability and even Personal Accident cover. 

Residential Strata

This customized product provides an extensive selection of cover options developed to cater to the niche risks faces by Strata managers. These include property, Loss of Rent, Fidelity, Office Bearers Liability, Public Liability and even Personal Accident cover.

Residential Landlords

This package offers comprehensive cover that has been distinctly designed for Landlords and Investors. The key policy covers include full accidental damage cover on Contents, Fixtures and Fittings, Malicious Damage by Tenant, Loss of Rent, Legal Expenses, Liability cover which can be extended to include the freestanding Dwelling.

和/中小企业 (In Chinese)

ACE(馬來西亞)保險是專門提供一般保險是單獨設計商業和個人保險方案,以滿足保險和風險管理解決方案的需求為重點多種多樣的小型企業或團體的自我職業者。

我们的包装解决方案, 提供范围广泛通过有针对性的销售渠道, 是我们的最先进的基于网络的平台, 交付和支持国家的杠杆。

该小组致力于提供切合实际的选择风险 ,保护方案和建立个人目标细分市场定制产品。

ACE的商务和个人保险解决方案的产品范围包括:

  • 办公室综合保险 
  • 休闲业保险
  • 工业保险
  • 商业保险
  • 零售保险
  • 业主们的保险
  • 住宅地层
  • 住宅楼宇的业主
  • 海洋運輸貨物保險/常规属性
  • Financial Lines 金融业务 
                                                                                                
办公室综合保险 Office Insurance  

本次发售的目标专业占领个人办公风险 , 这是预先承保。 该产品通常提供给企业 , 如律师,牙医,会计师以及大约50个其他“白领”职业。

包装的解决方案 , 包括财产的保护,相应的损失,公众和产品责任。

休闲业保险Leisure Industry Insurance

在俱乐部为中心,餐厅,酒吧,咖啡馆,小酒馆 , 以及旅馆和汽车旅馆,这个套件涵盖包括机械故障多条线路,并能切合这些职业。

工业保险  Industrial Insurance  

聚焦小至中型的企业,该产品已被定制 , 以满足工业企业需要的特殊需要或业务覆盖面更广。 它迎合了企业的多个位置 , 也可以预先承保。


商业保险 Business Insurance    

重点放在小型至中型的企业,该产品已被定制 , 以满足企业的需要更广泛的业务覆盖面的具体需要。 它迎合了企业的多个位置 , 可以预先承保。

零售保险Retail Insurance  

综合包多为单一站点和零售企业而设计。该计划包括覆盖范围包括财产,内容和股票,业务中断,市民及雇主的责任和金钱多行。

业主财产保险Property Owner's Insurance              

这种定制的产品提供了发展的选择范围广泛的选择 , 以满足生态位的法人团体和阶层经理面临的风险。这包括物业,租金,富达,执事,甚至个人的责任和损失事故保险。

住宅地层 Residential Strata   

这种定制的产品提供了发展的选择范围广泛的选择 , 以应付面临的生态风险管理的岩层。这包括物业,租金,富达,职者的法律责任,公众责任险 , 甚至人身意外覆盖损失。

住宅楼宇的业主  Residential Landlords   

这个软件包提供了全面的覆盖已明显业主和投资者设计的。 . 关键的政策涵盖包括完整的内容,固定装置及设备,由租客,租金,法律费用,恶意损害赔偿损失的范围可以扩展到包括独立的居住意外伤害保险。
 

Afiniti / Perniagaan Kecil & Serdahana (SME)

Pasukan Solusi Insuran Perniagaan & Peribadi SPA-ACE di Malaysia menumpukan pada solusi reka khas insurans umum yang diperuntukan secara individual bagi memenuhi permintaan dan keperluan pengurusan risiko pelbagai usaha kecil dan serdahana atau gabungan usahawan individu.

Solusi berbagai kami dikemaskini dan disampaikan melalui saluran pengedaran yang disasarkan dan memanfaatkan atas teknologi penghantaran terkini berasaskan laman web dan sokongan platform.

Pasukan kami sentiasa bersedia untuk menyediakan alternatif praktikal bagi pilihan perlindungan risiko dan mendirikan produk yang disesuaikan untuk setiap segmen sasaran.

Rangkaian Solusi Risiko Perniagaan & Peribadi SPA-ACE merangkumi produk:-

  • Insurans Pejabat 
  • Insurans Industri Perlancongan
  • Insurans Perindustrian
  • Insurans Perniagaan 
  • Insurans Retail
  • Insurance Pemilik Properti
  • Residential Strata
  • Residential Landlords
  • Marine / Properti Umum
  • Litar Kewangan

Insurans Pejabat

Program tawaran ini melindingi risiko individu pejabat profesyenal secara pra-tanggung. Produk ini diukur sedia atas perniagaan seperti jurutera, peguam, doktor gigi, akauntan, dan sekadar 50 jenis pekerjaan "kerah putih".

Solusi pakej ini meliputi perlindungan properti hak milik, akibat kehilangan properti, dan kewajipan product dan awam.

Insurans Industri Perlancongan

Berfokus pada kelab, restoran, bar, kafe, bistro dan hotel atau motel, pakej ini meliputi risiko berbaris, termasuk kerosakan enjin dan disesuaikan dengan perniagaan berkenaan.

Insurans Industri 

Berfokus pada perniagaan kecil-serdahana, produk ini telah disesuaikan bagi memenuhi keperluan khusus perniagaan industri yang memerlukan perlindungan risiko yang lebih luas atau cakupan. Ia boleh melayani perniagaan dengan lokasi berbilang-bilang dan juga boleh di pra-tanggung.


Insurans
 Perniagaan 

Berfokus keatas perniagaan kecil-serdahana, Produk ini telah disesuaikan bagi memenuhi keperluan khusus perniagaan yang memerlukan perlindungan yang lebih luas. Ia melayani perniagaan dengan beberapa lokasi dan pengunderitaan sedi ada.


Insurans Retail

Pakej komprehensif yang dirancang untuk kedua-dua lokasi tunggal and pelbagai keatas tapak perniagaan. Pakej ini  merangkumi beberapa baris perlindungan termasuk perlindungan properti, isi dan stok perniagaan , gangguan perniagaan, liabilit keawajipan awam dan kewajipan majikan dan insuran wang.

Insurans Pemilik Property

Produk yang dikodkan ini memberikan pilihan yang luas merangkumi pilihan dikembangkan untuk memenuhi ceruk risiko yang dihadapi oleh Badan Korporat dan Pengurusan Strata Title. Ini termasuk Property, Kehilangan Sewa, Fidelity Guarantee, Pejabat Pengurusan, Kewajipan dan juga risiko Kemalangan Peribadi.

Strata Penghuni

Produk yang disediakan ini, memberikan pilihan yang luas merangkumi pilihan dikembangkan untuk memenuhi ceruk wajah risiko oleh Pengurus Strata. Ini termasuk hotel, Kehilangan sewa, Fidelity,  Kewajipan Pengendali, Liability Awam dan bahkan lindungan Kemalangan Perseorangan.

Pemunya Properti

Pakej ini menawarkan perlindungan komprehensif yang jelas direka untuk tuan tanah dan pelabur properti. Mencakupi dasar utama termasuk lengkap merangkumi kerosakan tak disengajakan keatas Isi Kandungan, Fixtures and Fittings, Perbuatan Rosak Disengaja dari pihak ketiga, Kerosakan oleh penyewa, Kehilangan Sewa, Kos Hukum, Kewajipan Pemiilik yang diperluaskan termasuk penghuni berdiri bebas.


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Enrolment / Confirmation Form  Nov 18, 2012, 6:48 AM Simon Poon
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Notification of Personal Accident and Sickness of staff insurance to insurer.  通知保险公司关于工作人员的人身意外和疾病  Jun 5, 2010, 3:12 PM Simon Poon
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Notification of Claim to insurer.  索赔通知保险公司  Jun 5, 2010, 3:14 PM Simon Poon
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ACE Jerneh_Policy Wordings_SME_PACKAGE_20120601_1459  Apr 26, 2013, 10:16 AM Simon Poon
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1ST PRINCIPAL_COMMERCIAL -ENDORSEMENT / REQUEST FOR CHANGE FORM  Nov 20, 2012, 2:55 PM Simon Poon
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1ST PRINCIPAL_COMMERCIAL -ENDORSEMENT / REQUEST FOR CHANGE FORM - INTERACTIVELY FILLING WITH GOOGLE CHROME  Nov 20, 2012, 11:37 AM Simon Poon
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ACE Jerneh- Survey Form for Burglary Insurance Risk  Nov 20, 2012, 11:15 AM Simon Poon
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  Nov 22, 2009, 6:50 AM Simon Poon
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ACE Jerneh- Survey Form for Burglary Insurance Risk   182k v. 3 Nov 20, 2012, 11:16 AM Simon Poon
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Safety Videos, Software and Resources for OSHA Compliance  安全视频,软件和资源为一氧化碳合格  Jun 5, 2010, 3:08 PM Simon Poon
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Meg Consult Sdn Bhd_786494-M_SI 100 Fire_50K Burglary_ACE Jerneh SME_Pol_HQ-OF-0001235-IG  Jan 8, 2014, 1:01 AM Simon Poon
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Kedai Jam Keno_FIRE_BURGLARY_ACE JERNEH_HQ-OF-0010501-IG  Jan 8, 2014, 1:01 AM Simon Poon