ACE Solution

 

Perils/Extensions available (subject to additional premium)

1. Riot Strike and Malicious Damage
• Other than residential properties
2. Earthquake and Volcanic Eruption
3. Storm Tempest
4. Flood
5. Explosions
• Industrial without boilers
• Industrial with boilers
• Non-Industrial without boilers
• Non-Industrial with boilers
6. Aircraft Damage
7. Impact Damage
• Excluding insured's own vehicles
• Including insured's own vehicles
8. Bursting or Overflowing of Water Tanks Apparatus or Pipes:
• Building exceeding 5 storey (including Mezzanine)
• Others
9. Bush/Lalang Fire
10. Spontaneous Combustion
• by fire only
• full cover
11. Electrical Installations Clause (B)
12. Subsidence & Landslip
13. Damage by falling trees or branches and objects therefrom

•  Burglary Insurance

The policy affords cover for loss of or damage to the property insured by Theft whilst contained in the Business or Trade premises.

  

(i) THEFT accompanied by Actual, Forcible and Violent ENTRY.

(ii) By THEFT committed by any person (other than an employee) illegally                     

concealed in the premises.

(iii) Resulting of armed robbery.

(iv) Resulting in damage to the Property Insured.

(v) Resulting in damage to the Premises due to such Theft or an attempt 

thereat.

Revolving Door Accident

Money In Transit / In Premises

Scope of Cover

The policy covers loss of money by any cause whatsoever in the CIRCUMSTANCES or SITUATION described in the policy schedule. This basically includes:-

Section B - All money not paid out on the same day on which it is received from the bank must be securely locked in safe or strong room after business hours. 

 

Definitions

i) PREMISES - The place where the daily financial transactions are or administered.

ii) MONEY - Cash, Bank Notes, Currency Notes, Cheques, Postal and Money Orders.

iii) DIRECT TRANSIT - transit

  

CIRCUMSTANCES OR SITUATION

))Section A Money in Premises

))Section B Transit of wages, petty cash and earning

))Section C Direct transit of collections

))Section D Transit of collections with stopover

  

PREFERRED TRADE OCCUPATION

The Trade/Occupation listed below is the preferred risks that ACE Retail Guard would be able to offer on the given cover, rates as indicated below.

  

 

Aquarium Shop (excluding livestock) Baby Product Shop Bag and Luggage Shop Bicycle Shop Bookstore Bread and Cake Retailing / Shop Candy, Nut & Confectionary Stores Carpet Retail Ceramic Ware Shop Clothing and Footwear Retailing Computer, Electronic Equipment Retailing Cosmetics Shop Domestic Appliances Store (Electrical Shop) Domestic Hardware & Houseware Retailing Fabric & Other Soft Goods Retailing (Textile) Fishing Gear Retail Florist Garden Equipment Store Gift/souvenir Shop

Hair/ beauty Product Shop Handicraft Shop Hardware Store Healthcare Appliances Shop Kitchenware Shop Leader Goods Shop Lighting Shop Lingerie / Boutique Music Instrument Shop Office Equipment Retail Paint, Glass & Wallpaper Store Pest control Services Pet Shop (excluding Livestock) Pharmaceutical Shop Plastic ware Shop Plumbing Services Sport & Camping Equipment Store Stationery Shop Tailor Shop Titbits Shop Toiletries Shop Sundry Shop

  

Any other Trade/Occupation that does not fall within this listing,
ACE will be pleased to look at the risk on an accommodation basis.

Banting Kuala Langat Fire Disaster

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