MEDIGUARD GRADS


POLICY DETAILS
Product Details
Description of Benefits
Exclusions
Special Provision & Conditions
mediGUARD Grads
INTRODUCTION
 
mediGUARD Grads is specially designed for university / college students and young graduates. You are offered choice of plans with or without a medical card.
 
With A Medical Card - Hospital Admission And Discharge Will Be Hassle Free
 
You will be given a Kurnia Insurans (Malaysia) Berhad medical card. Just present your card at any of our panel hospitals to get admitted, no deposit required. Click here to search for a panel hospital. This card guarantees hassle free admission and discharge for a covered condition. You may only need to settle non-payable charges, if any.
   
Without A Medical Card - You Have Free Choice Of Hospital
 
Just settle your full bill upon discharge and submit to Kurnia Insurans (Malaysia) Berhad for claims reimbursement for a covered condition.
 
You can enjoy generous additional benefits:
-
Emergency Accidental & Dental Out-Patient Treatment
-
Out-Patient Physiotherapy Treatment
-
Organ Transplant
-
AIDS
- Double Overall Annual Limit For Accident Occurs Overseas
- Major Medical
- Accidental Death
- Permanent Total Disablement Due To Accidental Injury
- Bereavement Benefit On Accidental Death
- Tuition Fees Reimbursement Due To Accidental Injury
- Out-Patient Clinical Benefit (Optional). Click here to search for a panel clinic.
- Full Reimbursement for Government Hospital (up to overall annual limit)


POLICY DETAILS
Product Details
Description of Benefits
Exclusions
Special Provision & Conditions
mediGUARD Grads
INTRODUCTION
 
mediGUARD Grads is specially designed for university / college students and young graduates. You are offered choice of plans with or without a medical card.
 
With A Medical Card - Hospital Admission And Discharge Will Be Hassle Free
 
You will be given a Kurnia Insurans (Malaysia) Berhad medical card. Just present your card at any of our panel hospitals to get admitted, no deposit required. Click here to search for a panel hospital. This card guarantees hassle free admission and discharge for a covered condition. You may only need to settle non-payable charges, if any.
  
Without A Medical Card - You Have Free Choice Of Hospital
 
Just settle your full bill upon discharge and submit to Kurnia Insurans (Malaysia) Berhad for claims reimbursement for a covered condition.
 
You can enjoy generous additional benefits:
-
Emergency Accidental & Dental Out-Patient Treatment
-
Out-Patient Physiotherapy Treatment
-
Organ Transplant
-
AIDS
-Double Overall Annual Limit For Accident Occurs Overseas
-Major Medical
-Accidental Death
-Permanent Total Disablement Due To Accidental Injury
-Bereavement Benefit On Accidental Death
-Tuition Fees Reimbursement Due To Accidental Injury
-Out-Patient Clinical Benefit (Optional). Click here to search for a panel clinic.
-Full Reimbursement for Government Hospital (up to overall annual limit)

POLICY DETAILS
Product Details
Description of Benefits
Exclusions
Special Provision & Conditions
mediGUARD Grads
INTRODUCTION
 
mediGUARD Grads is specially designed for university / college students and young graduates. You are offered choice of plans with or without a medical card.
 
With A Medical Card - Hospital Admission And Discharge Will Be Hassle Free
 
You will be given a Kurnia Insurans (Malaysia) Berhad medical card. Just present your card at any of our panel hospitals to get admitted, no deposit required. Click here to search for a panel hospital. This card guarantees hassle free admission and discharge for a covered condition. You may only need to settle non-payable charges, if any.
  
Without A Medical Card - You Have Free Choice Of Hospital
 
Just settle your full bill upon discharge and submit to Kurnia Insurans (Malaysia) Berhad for claims reimbursement for a covered condition.
 
You can enjoy generous additional benefits:
-
Emergency Accidental & Dental Out-Patient Treatment
-
Out-Patient Physiotherapy Treatment
-
Organ Transplant
-
AIDS
-Double Overall Annual Limit For Accident Occurs Overseas
-Major Medical
-Accidental Death
-Permanent Total Disablement Due To Accidental Injury
-Bereavement Benefit On Accidental Death
-Tuition Fees Reimbursement Due To Accidental Injury
-Out-Patient Clinical Benefit (Optional). Click here to search for a panel clinic.
-Full Reimbursement for Government Hospital (up to overall annual limit)

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