POLICY DETAILS |
Product
Details |
Description
of Benefits |
Exclusions |
Special
Provision & Conditions |
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mediGUARD Grads is specially designed
for university / college students and young graduates. You
are offered choice of plans with or without a medical card.
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With A Medical Card - Hospital
Admission And Discharge Will Be Hassle Free
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You will be given a Kurnia Insurans
(Malaysia) Berhad medical card. Just present your card
at any of our panel hospitals to get admitted, no deposit
required. Click
here to search for a panel hospital. This card
guarantees hassle free admission and discharge for
a covered condition. You may only need to settle non-payable
charges, if any.
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Without A Medical Card - You Have Free Choice Of
Hospital |
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Just settle your full bill upon
discharge and submit to Kurnia Insurans (Malaysia)
Berhad for claims reimbursement for a covered condition.
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You can enjoy generous additional benefits: |
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Emergency Accidental & Dental
Out-Patient Treatment
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Out-Patient Physiotherapy Treatment
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Organ Transplant
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AIDS
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Double Overall Annual Limit For Accident Occurs Overseas |
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Major Medical |
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Accidental Death |
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Permanent Total Disablement Due To Accidental Injury |
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Bereavement Benefit On Accidental Death |
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Tuition Fees Reimbursement Due To Accidental Injury |
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Out-Patient Clinical Benefit (Optional). Click
here to search for a panel clinic. |
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Full Reimbursement for Government Hospital (up to overall
annual limit) |
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| | POLICY DETAILS | Product Details | Description of Benefits | Exclusions | Special Provision & Conditions |
|
|  |
| | | mediGUARD Grads is specially designed for university / college students and young graduates. You are offered choice of plans with or without a medical card. | |  | With A Medical Card - Hospital Admission And Discharge Will Be Hassle Free | | You will be given a Kurnia Insurans (Malaysia) Berhad medical card. Just present your card at any of our panel hospitals to get admitted, no deposit required. Click here to search for a panel hospital. This card guarantees hassle free admission and discharge for a covered condition. You may only need to settle non-payable charges, if any. | | |  | Without A Medical Card - You Have Free Choice Of Hospital | | Just settle your full bill upon discharge and submit to Kurnia Insurans (Malaysia) Berhad for claims reimbursement for a covered condition. |
| | You can enjoy generous additional benefits: | - | Emergency Accidental & Dental Out-Patient Treatment | - | Out-Patient Physiotherapy Treatment | - | Organ Transplant | - | AIDS | - | Double Overall Annual Limit For Accident Occurs Overseas | - | Major Medical | - | Accidental Death | - | Permanent Total Disablement Due To Accidental Injury | - | Bereavement Benefit On Accidental Death | - | Tuition Fees Reimbursement Due To Accidental Injury | - | Out-Patient Clinical Benefit (Optional). Click here to search for a panel clinic. | - | Full Reimbursement for Government Hospital (up to overall annual limit) |
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|
|
| POLICY DETAILS | Product Details | Description of Benefits | Exclusions | Special Provision & Conditions |
|
|  |
| | | mediGUARD Grads is specially designed for university / college students and young graduates. You are offered choice of plans with or without a medical card. | |  | With A Medical Card - Hospital Admission And Discharge Will Be Hassle Free | | You will be given a Kurnia Insurans (Malaysia) Berhad medical card. Just present your card at any of our panel hospitals to get admitted, no deposit required. Click here to search for a panel hospital. This card guarantees hassle free admission and discharge for a covered condition. You may only need to settle non-payable charges, if any. | | |  | Without A Medical Card - You Have Free Choice Of Hospital | | Just settle your full bill upon discharge and submit to Kurnia Insurans (Malaysia) Berhad for claims reimbursement for a covered condition. |
| | You can enjoy generous additional benefits: | - | Emergency Accidental & Dental Out-Patient Treatment | - | Out-Patient Physiotherapy Treatment | - | Organ Transplant | - | AIDS | - | Double Overall Annual Limit For Accident Occurs Overseas | - | Major Medical | - | Accidental Death | - | Permanent Total Disablement Due To Accidental Injury | - | Bereavement Benefit On Accidental Death | - | Tuition Fees Reimbursement Due To Accidental Injury | - | Out-Patient Clinical Benefit (Optional). Click here to search for a panel clinic. | - | Full Reimbursement for Government Hospital (up to overall annual limit) |
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