What Is Betterment? - Deduction from claim of Spare Part After Depreciation, wear & tear for vehicle of a certain age limit 5, 7 or or 10 years. Not Robbie William's song,"Better Man ".
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Why you need to cover Flood, Natural Convulsion (Disaster)? Flood Cover normally not needed unless your vehicle in highly dependable on electronic component as high-end makes usually comes with high maintenance and exorbitant prices of their spare parts as volume of sales in the market is scarce with no back-up and low volume of parts availability in the market.Moreover this country are prone to flash flood as development make natural source of water disperse unnaturally through unfamiliar channel and traffic conditions may also trapped your vehicle in the flood area. Consider this when you insured your vehicle next time.
